Hoping some knowledgable people can help me with some advice please...
After finishing university and starting my first job. I asked my father if he would be agree to getting me a car on finance and I would pay the instalments which he agreed to do. Subsequently, I found a suitable car and explained to the dealership our intention, for the finance to go into my fathers name and the car would go in my name. At no point was it ever suggested to us by the sales person that this was not allowed or was illegal. Consequently, the finance was arranged in my fathers name and the sales person asked me to sign the registration document which they then sent off and returned in my name & address. I have the car now in my possession for two years when myself and my father went back to the dealship to inquire about an upgrade. I was astounded & upset to hear from the sales person that the arrangement myself and my father had undertaken and guided by the dealer was illegal and was known as "fronting".
Had my father and myself been advices of this by the dealer we would never of agreed to the arrangement but at no point was this ever explained to us by the dealership sales person. It is also very concerning that should of something happened whilst I was driving the car my insurance could have potentially been void had they also had this information.
My question is due to the dealership not advising us of the deception and fraud that they had entered us into. Do we have a legal right to request my money back which I have paid over the two years since buying the car off them, if I was to return the car back to them??
The dealership has proven that they will commit an illegal act just to make a sale and this could have ended much worse but fortunately for my father & myself this was not the case.
Advice is greatly received...
After finishing university and starting my first job. I asked my father if he would be agree to getting me a car on finance and I would pay the instalments which he agreed to do. Subsequently, I found a suitable car and explained to the dealership our intention, for the finance to go into my fathers name and the car would go in my name. At no point was it ever suggested to us by the sales person that this was not allowed or was illegal. Consequently, the finance was arranged in my fathers name and the sales person asked me to sign the registration document which they then sent off and returned in my name & address. I have the car now in my possession for two years when myself and my father went back to the dealship to inquire about an upgrade. I was astounded & upset to hear from the sales person that the arrangement myself and my father had undertaken and guided by the dealer was illegal and was known as "fronting".
Had my father and myself been advices of this by the dealer we would never of agreed to the arrangement but at no point was this ever explained to us by the dealership sales person. It is also very concerning that should of something happened whilst I was driving the car my insurance could have potentially been void had they also had this information.
My question is due to the dealership not advising us of the deception and fraud that they had entered us into. Do we have a legal right to request my money back which I have paid over the two years since buying the car off them, if I was to return the car back to them??
The dealership has proven that they will commit an illegal act just to make a sale and this could have ended much worse but fortunately for my father & myself this was not the case.
Advice is greatly received...
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