Trades Gateway cancellation Help Please

[jimbo134]

Re: Trades Gateway cancellation Help Please

Hi,
I have landed my self with the same problem. I cancelled after the 14 days grace, on the 20th day and I'm now liable to pay the whole amount of 6K. £145 x 43. I have already paid the 1st month with a £50 deposit for the course. the course. I'm wondering if anybody has any suggestions on what I should do as I'm been called every day with threatening phone calls of bailiffs. The situation is very sickening as I simple can't manage the course and can't believe there is no way out here. I have send them an email cancelling however they have not informed the financial company ( CARNEGIE) nor it appears won't. It appears there is no way out apart from a bad debt or pay the 6K while will not happen. Can anybody give me some small advice. Many thanks Jim.

Ps. the post
The post appear to be removed.
http://www.ukplumbersforums.co.uk/pl...ut-trades.html

[Amethyst]

Re: Trades Gateway cancellation Help Please

https://nationalcareersservice.direc...s/Plumber.aspx has good info on, but you can't really beat talking to people in the industry.

eg.
Joint Industry Board for Plumbing Mechanical Engineering Services
www.jib-pmes.org
British Plumbing Employers Council
www.bpec.org.uk
Chartered Institute of Plumbing and Heating Engineering (CIPHE)
www.ciphe.org.uk
Gas Safe Register
www.gassaferegister.co.uk

[Amethyst]

Re: Trades Gateway cancellation Help Please

Make some calls to employers / industry bodies and ask them about becoming qualified and what their views on that course/ those qualifications are. Can't beat an apprenticeship, in my view anyway.

[truegooner4eva]

Re: Trades Gateway cancellation Help Please

Hi there. I've read every single comment on this thread. The only thing i am not sure about if this plumbing course from tradesgateway is legitimate or not. Seeing as this company was set up October 2013 and according to them it takes over a year to qualify. Plus reading the thread it seems like no one has completed this course yet. How can you be sure it is actually industry recognised certifactes and not in house certificates. Thank you in advance.

[Andy_33]

Re: Trades Gateway cancellation Help Please

Yeah. I did hear something back from them but they said that the CCA stays the same and rejected my application to cancel the direct debit. They said that I need the second CCA to send but I'm not sure if I was sent it or not. I did notice that the name on the direct debit agreement does not match my name on my debit card though.

[Kati]

Re: Trades Gateway cancellation Help Please

Have you heard anything back from TG yet?

[Andy_33]

Re: Trades Gateway cancellation Help Please

Yes. The sales rep signed it on behalf of the finance company. The reasons why I decided to cancel is that I'm running low on money and that I have no time to do the course due to my current employment role.

[Amethyst]

Re: Trades Gateway cancellation Help Please

I would send a CCA request to Career Finance 4 Trade Skills Ltd. Do you have a copy they left with you, and did the sales rep sign it on behalf of the finance company ?

What was your reason for cancelling the course ? If it was misrepresented/missold etc you might have a claim against the finance company.

[Andy_33]

Re: Trades Gateway cancellation Help Please

Hello

I received a letter a few days ago from Career Finance 4 Skills Ltd saying about the Credit Agreement. I have cancelled the course from Trades Gateway but I have been told that the current Credit Agreement still stands. I have checked through the paperwork as well and found out the name for the direct debit does not match the name on my debit card. I also got told about the second copy of the Credit Agreement coming through the post but I don't think I've received it or not. I am not sure what to do next now.

[Kati]

Re: Trades Gateway cancellation Help Please

Ok ... so far it looks like they are saying they will postpone the course "as a gesture of goodwill", but you will still have to pay the financing company.



what did you put in your letter to them?

[Kati]

Re: Trades Gateway cancellation Help Please

Hi Alaaeddin ..., thank you for the email. I'll have a look through the paperwork later today

It seems that most of the finance schedules for Trades Gateway courses (at least those I have heard of personally in the last year) are conducted through CF4TS.

Kati

[Allosh]

Re: Trades Gateway cancellation Help Please

Hi Kati, thank you for your advice i send an email with the info that u request.
i sign for domistic gas engineer and the finance company its called career finance 4 skill trade


Best Regard
Alaaeddin

Hi Allosh, and welcome to LB

It sounds like you are over the time given for cancelling your course, but you can till try contacting the course provider and requesting they allow you to cancel. Your local MP or CAB branch should be able to correspond with them on your behalf (meaning your lack of English will not be a problem). You might find that Trades Gateway will be nice to you and allow you to cancel anyway :santa_wink:

Which course did you sign up for?
Which finance company are funding your course?

You say that the finance company have sent you no correspondence informing you of your payment schedule or cancellation rights? That doesn't sound right to me Is there any way you can scan/photograph all the paperwork you have received from TG and the finance company and post them up on the thread (with your personal details removed)? Alternatively, you could email them to me at kati@legalbeagles.info

Kati x

[Kati]

Re: Trades Gateway cancellation Help Please

Hi Allosh, and welcome to LB

It sounds like you are over the time given for cancelling your course, but you can till try contacting the course provider and requesting they allow you to cancel. Your local MP or CAB branch should be able to correspond with them on your behalf (meaning your lack of English will not be a problem). You might find that Trades Gateway will be nice to you and allow you to cancel anyway :santa_wink:

Which course did you sign up for?
Which finance company are funding your course?

You say that the finance company have sent you no correspondence informing you of your payment schedule or cancellation rights? That doesn't sound right to me Is there any way you can scan/photograph all the paperwork you have received from TG and the finance company and post them up on the thread (with your personal details removed)? Alternatively, you could email them to me at kati@legalbeagles.info

Kati x

[Allosh]

Re: Trades Gateway cancellation Help Please

Hi, i have different problem with trades gateway. I want to cancel my enrollment with them. And the Advisor visited me at home did not evaluate my situation properly. As i am a second language speaker and moved recently to the uk. I signed with them in the 3 rd of november 2014 and i talk to them to cancel my enrollment in the 10th december. I did not study any thing yet and they did not informed me of the payment dates or of the date of cancellation. The advisor did not explain my rights of cancellation even after he knew i do not understand written english very well. And also i told im i am not in permanent job and i do not have a fixed source of income and i am not taking any benefits. so i felt they used me just they wanted me to sign up with them. Now, I do not trust this college anymore and i want them to give the money back to the loan company.. But the college send me to tell i cannot cancel my contract with them and they are not related or responsible of the loan contract. And i passed the period of cancelation. but the loan company did not send me any correspondence or inform me of the period of cancelation start date or the date of due payment. the only letter i received from the college to inform me of my online user name and password. Also i send 3 emails to the finance company but they do not reply at all. I did not pay any money to them and supposed to start in 15th december as they informed me lately.

How can I cancel this contract with both the college and the finance company ?how and where can i complain about my problem?

in brief
1. The college advisor did not assess my situation properly as i am not goodin writing english or understanding English language and there is some one writing on behalf of me right now.
2. The advisor did not explain my rights orally to me to understand my rights of cancelation.
3. I did not study anything even the first session.
4. The finance company did not contact me directly to inform me of the cancelation period.
5. The college represent the finance company in front of me and in the contract.

[Andy_33]

Re: Trades Gateway cancellation Help Please

I have just used the 'Contact Us' form and did say about the cancellation of the course from Trades Gateway. I was going to mention about lowering the repayments but will wait for them to get in touch with me.