Missed Payment Credit Reporting

drc2205

Junior Member

Joined: Jun 2022

Posts: 1
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Missed Payment Credit Reporting

7th June 2022, 21:21:PM

Hi

Does anybody know if there is a legal ‘timeframe’ where creditors can report a missed payment to credit reference agencies?

E.g. If you miss a payment after 3 days, can they legally report that to a credit reference agency as a missed payment or do they legally have to wait for it to be 30 days late before they report to the credit reference agency?

There is mixed messages online re this.

Thanks

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