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Breakdown company damaged car when recovering it

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  • Breakdown company damaged car when recovering it

    Hi all

    When my wife's car wouldn't start a few weeks' ago I called out the breakdown company to recover the car and take it to our local BMW garage to be repaired. When the recovery operator turned up he had a problem getting the car onto his low loader as the electronic handbrake and steering lock couldn't be disengaged. I suggested that another recovery vehicle with a crane should be sent out but the operator seemed confident he could still get the car onto his recovery vehicle. He then proceeded to winch the car up his ramps, initially using the rear tow point but then attaching the tow strap to both rear suspension arms to keep the car central on his ramps. Once the car had been delivered to the garage, they managed to fix the fault that had caused the engine to not start but then also informed me that the rear suspension arms were very badly bent and the car was no longer safe to drive. The cost of rectifying this damage would be £3,350. I immediately reported this to the breakdown company who started an investigation. I supplied a statement, photographs of the damage, proof that the car had been roadworthy at a service 2 months previously (and had only been driven 19 miles since) and asked the garage to hold onto the damaged parts for inspection once the repair had been completed.

    I recently received a letter from the breakdown company telling me that they had concluded their investigation and as the matter was now in the hands of their sub contractor's insurer, they could not come to a conclusion. They gave me their sub contractor's insurance details and suggested I should contact them if I wanted to know more. They also said that I could escalate this complaint to the financial ombudsman if I wasn't happy with the outcome. I wrote back making the point that our contract was with them not their sub contractor and asked them to continue liaising with their supplier to ensure a satisfactory outcome. Out of interest, I also contacted their sub contractor's insurer to see what progress had been made and they said the policy number was not for this company and didn't cover PLI which doesn't fill me with confidence!

    What are my options here? If the breakdown company refuses to accept responsibility for the damage caused when our car was recovered and their sub contractor doesn't take this forward, could I try to claim the cost of the repair from the breakdown company at the small claims court?

    Tags: None

  • #2
    How did you pay the breakdown company? Credit Card?

    Comment


    • #3
      Yes we paid by credit card but the breakdown subscription was for the whole year not specifically for this recovery

      Comment


      • #4
        Originally posted by miho View Post
        Hi all

        What are my options here? If the breakdown company refuses to accept responsibility for the damage caused when our car was recovered and their sub contractor doesn't take this forward, could I try to claim the cost of the repair from the breakdown company at the small claims court?
        Yes
        Your contract is with the breakdown company.
        Send them a letter before claim

        Comment


        • #5
          Originally posted by miho View Post
          Yes we paid by credit card but the breakdown subscription was for the whole year not specifically for this recovery
          How much did you pay for the Breakdown Cover?

          Comment


          • #6
            Originally posted by des8 View Post

            Yes
            Your contract is with the breakdown company.
            Send them a letter before claim
            Presumably this would be a pre-action letter?

            Comment


            • #7
              Originally posted by echat11 View Post

              How much did you pay for the Breakdown Cover?
              £40.49 for the year

              Comment


              • #8
                Originally posted by miho View Post

                £40.49 for the year
                O.K. it needed to be over £100 then you could of tried to claim 'consequential losses' from the Credit Card company.

                As per des8 - https://www.which.co.uk/consumer-rig...m-aSFAC8Q6Jqan

                Make sure you get Proof of Postage.

                Comment


                • #9
                  Thanks for the suggestion. I've just realised that the last letter the breakdown company sent to me is a 'deadlock letter' so I am able to immediately escalate this complaint to the financial ombudsman. Is this worth doing or will it just drag the whole process out? (ombudsman website talks about keeping complainant updated every 2 months which is concerning!)

                  Comment


                  • #10
                    Originally posted by miho View Post
                    Thanks for the suggestion. I've just realised that the last letter the breakdown company sent to me is a 'deadlock letter' so I am able to immediately escalate this complaint to the financial ombudsman. Is this worth doing or will it just drag the whole process out? (ombudsman website talks about keeping complainant updated every 2 months which is concerning!)
                    The 2 month update will just tell you that they haven't forgotten but there is no update on your case. Are the 'breakdown company' members of any associations or bodies that also has am ADR scheme?

                    Comment


                    • #11
                      FOS take for ever and don't decide on the basis of the law, but what is (in their opinion) fair.
                      I have found them about as much use as a chocolate fireguard, but they are free to consumer and if you don't agree with their finding you can then start court action.
                      Your choice

                      Comment


                      • #12
                        Doesn't look they are part of any ADR scheme unfortunately.

                        Your comment DES8 re the ombudsman is as I suspected - it just looks like it will drag out the whole process without necessarily resulting in a successful outcome. My wife is going to try one last ditch attempt to get hold of someone senior enough in the breakdown company to resolve this issue and if that's not successful, I will send them a pre-action letter.

                        Thank you both for your comments/suggestions.

                        Comment

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