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Short-term Right to Reject - Faulty used car

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  • Short-term Right to Reject - Faulty used car

    Hello Beagles,

    I am hoping you can assist me with the following case:

    On Saturday, 7th of August, I purchased a used vehicle from a dealership. The car is 2009 Ford Focus with 99,000 miles on the clock. I paid the total sum of £2600 /£300 for a deposit paid via a credit card, and I paid the rest £2300 via debit card/. Sadly, the vehicle has developed a rattling noise shortly after purchase. I brought the car back directly to the dealership to inform the salesperson about the noise. He has attributed the noise to the fact that the car has been hand washed a short while ago and has advised to allow some time for the noise to go away.

    Needless to say, the noise did not go away, and I took the car to a local garage on the 11th of August - the first available date for an inspection. On the same day, they have informed me that the car should be taken to an automatic gearbox specialist, as there appears to be a problem with the transmission. As you can imagine, such news can be quite concerning. Hence, my next action was to first - speak with the dealer, and then get a second opinion from a different garage. Unfortunately, the second diagnostic check, performed on the 17th of August, has revealed an automatic gearbox bearing and the report states that "this is not something we do advise to drive", which leads me to believe that the car is/was not fit for purpose. Following their advice, I immediately left the car with an automatic gearbox specialist, which has identified that "debris from failing bearings will have contaminated transmission components so will require gearbox reconditioning", quoting £2600 + VAT for parts, fluid and labour.

    Until then, the communication with the dealer was really slow, so I have decided to personally hand over my letter of rejection, along with the latest report. That happened over the weekend, on the 21st of August. The following day, I received an email from the "person in charge", who has agreed to collect the vehicle, however, in his email he failed to recognise my short-term right to reject and discredited the car diagnostics report, by simply stating that they do not take reports from independent garages and at the point of sale there was no fault with the car. Thankfully, he did follow-through and collect the car last week, on the 26th of August. But what I find concerning is that when he inspected the car, he has completely disregarded the three independent diagnostic checks, and suggested that the fault is elsewhere. Obviously, he needs to check with his mechanic and confirm the fault first. I have communicated that I am not confident in having them repair the car and the only resolution for me would be to get a refund. I am particularly worried that a flaw in the automatic gearbox is likely to lead to larger problems in the future. I have been under a lot of stress lately and the whole situation has given me a lot of anxiety, which is something I want to avoid in the future.

    But while waiting to hear what their mechanic has to say.. I wanted to get clarity on a few questions:

    1. Am I correct to assume that I am within my rights to reject the vehicle and request a full refund, on the basis that the dealer is in breach of the Consumer Rights Act 2015 and I have owned the vehicle for less than 30 days?

    2. Can my short-term reject letter be interpreted as a letter before action given that it includes the following paragraph:
    "I await confirmation that you will provide the remedy set out above within 14 days of the date of this letter. If I do not hear from you and receive a full refund, I will be legally pursuing you with the next steps to recovering my lost money"?

    Apologies for the long post! I will try to summarise it and provide a timeline later today!


    Thank you all!

    Last edited by BaileyS; 29th August 2021, 11:03:AM.
    Tags: None

  • #2
    No it is not a letter before action.

    Have you got it in writing where they confirm that there is a fault, any fault? If so then they have agreed that there is a fault and therfore you can reject.

    Comment


    • #3
      Hi Ostell, thanks for the prompt reply!

      They haven't agreed with the fault yet as still waiting on their mechanic to check the vehicle. However, the "person in charge" has downplayed the latest diagnostic report, which I perceive as a red flag. I really hope I am wrong though!

      Comment


      • #4
        Originally posted by ostell View Post
        No it is not a letter before action.

        Have you got it in writing where they confirm that there is a fault, any fault? If so then they have agreed that there is a fault and therfore you can reject.
        Hi Ostell, thanks for the prompt reply!

        They haven't agreed with the fault yet as still waiting on their mechanic to check the vehicle. However, the "person in charge" has downplayed the latest diagnostic report, which I perceive as a red flag. I really hope I am wrong though!

        Comment


        • #5
          The Trader should have known about these faults before they sold it to you if they had inspected the car.

          The good thing is that you paid via Credit / Debit card.

          You can make Chargeback (debit) and Section 75 (credit card) claims to recover the payments you made for the car.

          You have the independent reports as evidence. Send your Debit and Credit Card provider the letters in the link, send them Recorded Deliver or Certificate of Posting.

          https://www.citizensadvice.org.uk/co...ard-or-paypal/

          Time limits apply.

          Comment


          • #6
            Originally posted by echat11 View Post
            The Trader should have known about these faults before they sold it to you if they had inspected the car.

            The good thing is that you paid via Credit / Debit card.

            You can make Chargeback (debit) and Section 75 (credit card) claims to recover the payments you made for the car.

            You have the independent reports as evidence. Send your Debit and Credit Card provider the letters in the link, send them Recorded Deliver or Certificate of Posting.

            https://www.citizensadvice.org.uk/co...ard-or-paypal/

            Time limits apply.
            Thanks for the information Echat11,

            In relation to whether the faults were known to the trader or not..I have no way of knowing but what I do know is that the vehicle has failed an MOT with a major defect ("drive shaft joint constant velocity boot split or insecure") on the 21st of June. This flaw appears to have been resolved immediately and the latest /same date/ test certificate indicates that the vehicle has passed with no advisories. The trader has said that they work closely with this test centre. Yet, the company which has done the MOT appears to have been dissolved in Oct 2016. I will bring that up next week when I expect to hear back from the trader.

            Comment


            • #7
              Evening all!

              I have finally received a reply from the trader, as he's been waiting for his mechanic to confirm the fault. And here's his response:

              "I have visited the garage and I would like to highlight a few things to you.

              1- The mechanic couldn't even recognize the noise on his own and I had to go with him and try to indicate to him.

              2- I have checked the receipt you provided to me and discussed it with the mechanic and he has told me it is impossible to diagnose this to be from the gearbox as it has to be stripped. also on the invoice you provided it does mention that the customer has suspected this to be from gearbox.

              3- I did test drive the car as well as myself and the mechanic, the car drives perfectly fine and all the gears change on time. This small noise is not clearly affecting the running of the car and the car is in satisfactory condition.

              4- Any car over a certain time in this case the car is about 12 years old, there would be a noise at certain levels due to wear and tear.
              5- As a goodwill, I can offer you a 6 months gearbox break warranty that if the gearbox develops any issue I will fix it.

              I try to be helpful as I can and I discussed the matter with the legal team but in this case I can not take the car but only offer you 6 months gearbox warranty so you will sure that the car drives perfectly fine. "



              But...

              I've already been to two local garages, both of which has advised for the car to be seen by an automatic gearbox specialist - I have an email and an invoice as a proof. Plus a report from a gearbox specialist which has confirmed that there is an issue with the transmission bearings.

              The offered 6-month warranty really does not bring me any peace of mind... first, because I found it very difficult to get a hold of the trader and he's extremely unresponsive; and second - because it took him a couple of weeks just to agree on collecting the car so it could be seen by his mechanic (and that was only after I have personally handed over a rejection letter to his sales person).

              So, what would you do if you were in my position?
              Last edited by BaileyS; 5th September 2021, 19:58:PM.

              Comment


              • #8
                Personally I would put my case to your card issuers (post 5), his mechanic is going to 'play-down' the faults. I don't think you expected his mechanic to say anything different.

                Comment


                • #9
                  Originally posted by echat11 View Post
                  Personally I would put my case to your card issuers (post 5), his mechanic is going to 'play-down' the faults. I don't think you expected his mechanic to say anything different.
                  Thanks for the reminder! I will do that this weekend.

                  Comment


                  • #10
                    Originally posted by BaileyS View Post

                    Thanks for the reminder! I will do that this weekend.
                    Do everything in writing, they (card issuers) will make it difficult, but persist.

                    Comment


                    • #11
                      I really hope you don't mind me asking a few questions:

                      Tomorrow, I will let the trader know that I am not satisfied with their proposed resolution before bringing my case to the card issuers. But should I inform him /the trader/ about my next actions - e.g. filing a claim, if that fails taking them to small claims court, and should I mention ADR at all at this point?

                      Finally, given that the short-term reject letter was served on the 22nd of August, I assume that "the clock has stopped ticking" since then, and I shouldn't be worried about the issuers taking too long to respond (say the chargeback claim fails and I want to take legal action)?

                      Thank you!
                      Last edited by BaileyS; 3rd September 2021, 21:35:PM.

                      Comment


                      • #12
                        The courts require you to do everything to resolve the matter before you turn to them. You have 6 years to bring a court claim.

                        a) Tomorrow, I will let the trader know that I am not satisfied with their proposed resolution before bringing my case to the card issuers.-
                        that's fine, all you need to say is that, 'you are rejecting the car'.


                        b) But should I inform him /the trader/ about my next actions - e.g. filing a claim, if that fails taking them to small claims court, and should I mention ADR at all at this point? -
                        No because if the 'card issuers' don't refund you will have to send a 'Letter Before Action' which will contain information regarding the small claims court action, ADR, etc. You also get the opportunity to mediate after you've filed your court claim.

                        c) Finally, given that the short-term reject letter was served on the 22nd of August, I assume that "the clock has stopped ticking" since then, and I shouldn't be worried about the issuers taking too long to respond (say the chargeback claim fails and I want to take legal action)? -
                        With the issuers keep everything in writing, you will need to chase them at times, just keep on top of it. First line in this post.

                        Comment


                        • #13
                          Originally posted by echat11 View Post
                          The courts require you to do everything to resolve the matter before you turn to them. You have 6 years to bring a court claim.

                          a) Tomorrow, I will let the trader know that I am not satisfied with their proposed resolution before bringing my case to the card issuers.-
                          that's fine, all you need to say is that, 'you are rejecting the car'.


                          b) But should I inform him /the trader/ about my next actions - e.g. filing a claim, if that fails taking them to small claims court, and should I mention ADR at all at this point? -
                          No because if the 'card issuers' don't refund you will have to send a 'Letter Before Action' which will contain information regarding the small claims court action, ADR, etc. You also get the opportunity to mediate after you've filed your court claim.

                          c) Finally, given that the short-term reject letter was served on the 22nd of August, I assume that "the clock has stopped ticking" since then, and I shouldn't be worried about the issuers taking too long to respond (say the chargeback claim fails and I want to take legal action)? -
                          With the issuers keep everything in writing, you will need to chase them at times, just keep on top of it. First line in this post.
                          Appreciate the comprehensive reply! Thank you!

                          Comment

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