Goods after section 75 claim

[leep1990]

Hi, wondering if anyone has experience around what happens with the goods in question after a successful section 75 claim.

Someone I know is about to accept a claim offer in regards to a vehicle for which a partial deposit was paid by using the credit provider. The dealer ceased trading last year and this has taken in excess of 6 months. What would be the normal route in terms of what happens the vehicle as this has not been discussed by the card provider, does anyone have a previous experience?

Thanks

[pt2537]

Hi, wondering if anyone has experience around what happens with the goods in question after a successful section 75 claim.

Someone I know is about to accept a claim offer in regards to a vehicle for which a partial deposit was paid by using the credit provider. The dealer ceased trading last year and this has taken in excess of 6 months. What would be the normal route in terms of what happens the vehicle as this has not been discussed by the card provider, does anyone have a previous experience?

Thanks

In principle the car becomes the property of the finance house, if the finance house doesnt want the car back then it will remain your property in theory.

I dealt with Mal'ouf v MBNA where the Court found in favour of Mrs Mal'ouf and ordered a refund of the credit, however she still retained ownership of the land in question.