Hi,
I need some legal advice regarding a debt collection dispute, as I'm unable to afford professional legal assistance. Here's a summary of my situation:
I need some legal advice regarding a debt collection dispute, as I'm unable to afford professional legal assistance. Here's a summary of my situation:
- “ABC Omega debt collection” claims I owe Rackspace (UK) Cloud over $800 USD plus interest.
- I have evidence of closing my Rackspace account in June 2022 with all outstanding charges paid.
- I have a phone call recording of Rackspace admitted to neglecting to close a second account in my name, which they didn't inform me about when I requested account closure. This explains the charges.
- I reasonably expected all accounts in my name to be closed when I requested "close my account" and stated "I no longer need your service."
- The accrued debt is for web hosting services that I haven't used since I requested account closure.
- Rackspace billing staff have been uncooperative, limiting my access to proof by cancelling my access to their messaging system, and not providing the necessary screenshots.
- Account closure was only allowed over the phone, but I insisted on confirmation via their website messaging system, which they've now revoked my access to. Fortunately, I have some (albeit limited) proof in the form of 1 screenshot & 1 copied & pasted text file.
- Despite providing documentation and proof, the both the debt collection agency & rackspace remain uncooperative.
- I’ve informed the debt collectors that I do not live at the address they’re sending letters to (it’s my elderly parents address), but they refuse to remove it from their system.
- I'm concerned that aggressive collectors might visit my elderly parents' home one day. My parents aren’t well, vulnerable, forget everything they’re told & wouldn’t know how to deal with it. My mother had a breakdown just talking about not letting debt collectors through their front door. It would finish them off.
- Due to my current living situation, I cannot provide my current address to the debt collectors. My landlord is a large company, and I'm in a delicate situation where I cannot risk aggressive debt collectors having my current address (as well as my parent's) until I find somewhere more reliable to live.
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