lowell/hamptons legal

[mur1982]

Hi I received a letter today for an old credit card which i had no contact fro for over 6 years, i originally took the card out on 11-7-06 i lost my job and eventually moved abroad for a little more than a year for work. I have moved address i think 3 times since I have been back, and recently in my new address have started receiving these letters, trying to claim the debt again after all this time, I thought it could not be pursued and classed as "stale" after so long. The letter i received today said that Hamptons legal on behalf of the lowell group are going to apply for a ccj against my name, i have already had a default through this and have finally built my credit back up. What can i do? This will seriously effect my future plans, if a ccj is put against my name. the total debt inc charges is £3270.90

[Angry Cat]

Re: lowell/hamptons legal

When did you last make a payment?

Sounds like this may be statute barred?
http://www.nationaldebtline.co.uk/en...limitation_act

[labman]

Re: lowell/hamptons legal

Does the default from this debt still appear on your credit file?