Cabot Financial - Egg Credit card and Mint Credit Card.

[Darren104]

I sent the Credit card Agreement template letter requests out to them over 2 weeks ago. I have received a reply from Cabot this morning, about the Egg Card..
I have copied and pasted onto the site for your your comments. Should i stop making payments now to this account as there is no Credit Card agreement?

[Onestepatatime]

Yes they have told you it’s unenforceable therefore you are paying for the sake of paying as they can not force you to pay and a court wouldn’t be in a hurry to enforce it either.

[warwick65]

It would be wrong for me to tell you what to do but I can tell you what happened to me
A little over 6 years ago I sent CCA requests to all my creditors , cabot sent me a couple of letters like that one and I stopped paying . I have heard almost nothing since

Similarly 2 years ago two of my debts were sold to Cabot , I sent CCA requests, had one letter acknowledging my CCA request and since then nothing - I have not paid a penny to any account in about 6 years- the vast vast bulk are now statute barred

Of course, you are a happy client of Joanna C aren't you ?

If they get heavy I am sure Diana M or Jo would be only too happy to help

[Darren104]

Thank you, i have have cancelled direct debit with Apex, (Egg Card) the ones managing the account, I expect to hear from them when they receive no more payments. I am also Just waiting to hear from Cabot about the old Mint Credit Card Agreement as well.