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Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

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  • #31
    Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

    Originally posted by Adrasteia View Post
    The first post in this thread is from 2007 which is quite a while ago.
    Ah, yes, but if you look at the bottom of the first post, you'll see the following:
    The CCA request letters HAVE been updated to reflect changes in legislation. :thumb:

    Comment


    • #32
      Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

      Originally posted by strawberrybabe View Post
      If you enclose 1 pound as payment, how else to do it that you would not send a cheque? I mean, so that they do not see your signature...?
      My Mother signed a cheque for me as I didn't have a cheque book. Same name ans initial only Mrs instead of Mr.

      Comment


      • #33
        Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

        Postal order
        CAVEAT LECTOR

        This is only my opinion - "
        Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb

        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.

        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment


        • #34
          Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

          They did not reply to my CCA request back in February, they just said they needed a little time to provide this. Nothing heard from them since then, about 12 weeks ago, and I think I read that they are supposed to provide ths with 12 days. No paperwork has been sent to me at all to support their claim. Have I any grounds there? Thanks.

          Comment


          • #35
            Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

            Originally posted by ssnsmudge View Post
            They did not reply to my CCA request back in February, they just said they needed a little time to provide this. Nothing heard from them since then, about 12 weeks ago, and I think I read that they are supposed to provide ths with 12 days. No paperwork has been sent to me at all to support their claim. Have I any grounds there? Thanks.
            Hi,
            from my personal experience it would seem they may have given up but may try again with another DC later if it is not already statute barred (6 years).
            If they do come back to you it would be a good idea to write a formal complaint to them, ask what they have done with your payment which was for the sole purpose of the CCA within the given time limit but which they have ignored. Anything else done without due diligence can be included in the complaint.
            Fingers crossed.
            All the best.
            sam

            Comment


            • #36
              Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

              What is an anti-tamper strip and where could I get one...? Or does it just mean that I put some kind of watermark to sign on top of...? Thank you!

              Comment


              • #37
                Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

                Originally posted by Hawkster View Post
                What is an anti-tamper strip and where could I get one...? Or does it just mean that I put some kind of watermark to sign on top of...? Thank you!
                There you go; just copy/paste to whereabouts on your letter you want to sign.
                Attached Files
                CAVEAT LECTOR

                This is only my opinion - "
                Opinions are made to be changed --or how is truth to be got at?" (Byron)

                You and I do not see things as they are. We see things as we are.
                Cohen, Herb

                There is danger when a man throws his tongue into high gear before he
                gets his brain a-going.
                Phelps, C. C.

                "They couldn't hit an elephant at this distance!"
                The last words of John Sedgwick

                Comment


                • #38
                  Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

                  Originally posted by Hawkster View Post
                  What is an anti-tamper strip and where could I get one...? Or does it just mean that I put some kind of watermark to sign on top of...? Thank you!
                  There is really no problem with signature lifting it's all an urban myth.

                  nem
                  The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                  Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                  If you receive messages from anyone offering advice for a fee please report it to the site team.


                  Animo et fide.

                  Comment


                  • #39
                    Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

                    Originally posted by Hawkster View Post
                    What is an anti-tamper strip and where could I get one...? Or does it just mean that I put some kind of watermark to sign on top of...? Thank you!
                    I see your question has been answered. Good luck.
                    http://legalbeagles.info/library/ant...gnature-strip/

                    Comment


                    • #40
                      Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

                      Hi I have received a letter from Northampton county court business,to do with Lowell/cohen cramer solicitiors.

                      To the defendant

                      You have not replied to the claim form

                      it is therefore ordered that you must pay the claimant 2563.57 for debt and interest to date of judgement and 207 for costs

                      you must pay claimant total of 2563..57

                      by installments of 50 per month

                      I cant afford this, can I still send in CCA or is it too late

                      Comment


                      • #41
                        Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

                        Originally posted by mtrigg View Post
                        Hi I have received a letter from Northampton county court business,to do with Lowell/cohen cramer solicitiors.

                        To the defendant

                        You have not replied to the claim form

                        it is therefore ordered that you must pay the claimant 2563.57 for debt and interest to date of judgement and 207 for costs

                        you must pay claimant total of 2563..57

                        by installments of 50 per month

                        I cant afford this, can I still send in CCA or is it too late
                        Good morning,

                        Did you not acknowledge service of the claim?

                        No CCA request sent?

                        When was the judgment made?

                        Once a judgment is made it supersedes the original agreement and the claimant has no obligation to provide the CCA.

                        nem
                        The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                        Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                        If you receive messages from anyone offering advice for a fee please report it to the site team.


                        Animo et fide.

                        Comment


                        • #42
                          Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

                          did you not follow due process on this one thru courts system?

                          Comment


                          • #43
                            Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

                            no, I suffer from mental health problems and have literally ignored everything that has come through my door for the last year and I'm now in a better place(mentally) and I m trying to sort out the mess I'm in. I don't have any knowledge about what I can do next.

                            Comment


                            • #44
                              Re: Consumer Credit Act 1974 Basic Request for Original Copy of Agreement

                              This letter was dated 14th dec 2016

                              Comment

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