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**DISCONTINUED*** Received a CCJ Claim from DLC / Mortimer Clarke

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  • #16
    Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

    Originally posted by happyharry View Post
    Just got home and found a letter dated 11/12/2015 but it only landed today. See attached ...

    Im wondering if this was sent knowing they had the CCA Request details as the CCJ claim was issued on the 14th December.

    https://www.dropbox.com/s/0n8nfbxjeo...quest.jpg?dl=0

    Let me know your thoughts on the last post and this if you would ...

    Many thanks in advance.
    DLC has always been sloppy/careless and it's internal departments don't it seems communicate asn
    now it's part of the Cabot " empire ".
    Seems to me they don't have the documents, the debt is rendered unenforceable UNTIL the agreement
    is produced.

    nem~
    Last edited by Kati; 27th April 2017, 08:50:AM.
    The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

    Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

    If you receive messages from anyone offering advice for a fee please report it to the site team.


    Animo et fide.

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    • #17
      Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

      Thank you for the reply Nem.

      What's the best course of action now? Just wait to see if the docs are produced then file a defense accordingly?

      Comment


      • #18
        Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

        Originally posted by happyharry View Post
        Thank you for the reply Nem.

        What's the best course of action now? Just wait to see if the docs are produced then file a defense accordingly?
        Yes, that's it! Have a look at some threads with defences so you have a good idea of wording and format so you
        are prepared.

        nem.

        -
        Last edited by Kati; 27th April 2017, 08:50:AM.
        The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

        Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

        If you receive messages from anyone offering advice for a fee please report it to the site team.


        Animo et fide.

        Comment


        • #19
          Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

          [MENTION=55034]nemesis45[/MENTION] , happy new year to you!

          Sorry to be a pain, I was hoping I could pick your brains again please?

          I've received a letter today from Mortimer Clarke saying ...

          https://www.dropbox.com/s/kv0xend3jj76yo0/Photo%2001-01-2016%2C%2016%2016%2037.jpg?dl=0


          Do I just file my defence now and what points do I need to make? Ive looked through various defence threads but I'm not sure what's relevant to this situation?

          Am I right in thinking that unless there able to provide me with the request agreement and info their claim isn't enforceable?

          Would you mind giving me a heads up please?

          I just don't want to get anything wrong.
          Last edited by happyharry; 1st January 2016, 16:56:PM. Reason: Created a new link ..

          Comment


          • #20
            Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

            Originally posted by happyharry View Post
            @nemesis45 , happy new year to you!

            Sorry to be a pain, I was hoping I could pick your brains again please?

            I've received a letter today from Mortimer Clarke saying ...

            https://www.dropbox.com/s/kv0xend3jj...%2037.jpg?dl=0


            Do I just file my defence now and what points do I need to make? Ive looked through various defence threads but I'm not sure what's relevant to this situation?

            Am I right in thinking that unless there able to provide me with the request agreement and info their claim isn't enforceable?

            Would you mind giving me a heads up please?

            I just don't want to get anything wrong.
            Good morning H Happy New Year.

            Your link is invalid it seems can you type in the letter minus your personal details please.

            You are correct if the agreement is not available the court cannot enforce the debt until
            the agreement or a compliant reconstituted one is provided ( CCA Request)
            Non compliance with CPR 31.14 wont affect it at all.

            Did you send the CCA to DLC, and the CPR 31.14 to MC?


            nem
            Last edited by Kati; 27th April 2017, 08:51:AM.
            The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

            Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

            If you receive messages from anyone offering advice for a fee please report it to the site team.


            Animo et fide.

            Comment


            • #21
              Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

              Hi [MENTION=55034]nemesis45[/MENTION]

              Yea sent CCA to DLC and COR31.14 to MC.

              Will try reposting the letter tomorrow.

              Comment


              • #22
                Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                [MENTION=55034]nemesis45[/MENTION]

                https://www.dropbox.com/s/kv0xend3jj...%2037.jpg?dl=0

                Latest letter received ... This link should now work. If not I'll type it up.

                Thanks for keep coming back to me, it's appreciated.

                Comment


                • #23
                  Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                  Originally posted by happyharry View Post
                  @nemesis45

                  https://www.dropbox.com/s/kv0xend3jj...%2037.jpg?dl=0

                  Latest letter received ... This link should now work. If not I'll type it up.

                  Thanks for keep coming back to me, it's appreciated.

                  Good morning H,

                  That's better thank you!

                  You need ( if you haven't already) inform the court in writing that the claimant has agreed to
                  A 28 DAY extension for you to file.

                  nem
                  Last edited by Kati; 27th April 2017, 08:51:AM.
                  The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                  Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                  If you receive messages from anyone offering advice for a fee please report it to the site team.


                  Animo et fide.

                  Comment


                  • #24
                    Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                    @nemesis45

                    Ok great ... Should I do this online as my defence or is there a separate way of updating the court that's not a defence?

                    Do you have 28 days as per the date of the latest letter or 28 days from the last day to file the defence.

                    I presume I should chase them during this 28 day period to produce what's been requested and then if they don't my defence would be self explanatory.

                    As always, thank you for your time in coming back to me. You continue be a real help to me.

                    H.
                    Last edited by Kati; 27th April 2017, 08:52:AM.

                    Comment


                    • #25
                      Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                      [MENTION=49370]Kati[/MENTION] ... Happy new year to you!

                      Do you have any idea on how are contact the court to tel them above the agreed extension?

                      I know [MENTION=55034]nemesis45[/MENTION] is flat out busy all the time and don't want to hound him, just concerned and delay will be detrimental to my defence ...

                      Comment


                      • #26
                        Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                        Originally posted by [FONT=&quot
                        happyharry[/FONT];607138]@Kati ... Happy new year to you!

                        Do you have any idea on how are contact the court to tel them above the agreed extension?

                        I know @nemesis45 is flat out busy all the time and don't want to hound him, just concerned and delay will be detrimental to my defence ...
                        e-mail followed up by signed for post.

                        nem
                        Last edited by Kati; 27th April 2017, 08:52:AM.
                        The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                        Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                        If you receive messages from anyone offering advice for a fee please report it to the site team.


                        Animo et fide.

                        Comment


                        • #27
                          Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                          Thanks [MENTION=55034]nemesis45[/MENTION]

                          Can I ask. Is this 28 day extension from the date the claim was made so a extra 14 days basically? That would mean my defence would need to be filed on the 11th

                          Comment


                          • #28
                            Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                            Is it still at Northampton?? You could try:
                            01604 619402

                            other than that @Amethyst will be able to give you their email address to send in notice of your extension (I hope) xx

                            - - - Updated - - -

                            Originally posted by happyharry View Post
                            Thanks @nemesis45

                            Can I ask. Is this 28 day extension from the date the claim was made so a extra 14 days basically? That would mean my defence would need to be filed on the 11th
                            If they've said you've got a 28 day extension, that is 28 extra days on top of your original 33 ... 5 days for service + 28 days for your defence due date + 28 days for your agreed extension
                            Last edited by Kati; 27th April 2017, 08:53:AM.
                            Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                            It doesn't matter where your journey begins, so long as you begin it...

                            recte agens confido

                            ~~~~~

                            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                            I can be emailed if you need my help loading pictures/documents to your thread. My email address is kati@legalbeagles.info
                            But please include a link to your thread so I know who you are.

                            Specialist advice can be sought via our sister site JustBeagle

                            Comment


                            • #29
                              Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                              Originally posted by Kati View Post
                              Is it still at Northampton?? You could try:
                              01604 619402

                              other than that @Amethyst will be able to give you their email address to send in notice of your extension (I hope) xx

                              - - - Updated - - -

                              If they've said you've got a 28 day extension, that is 28 extra days on top of your original 33 ... 5 days for service + 28 days for your defence due date + 28 days for your agreed extension

                              Thank you so much [MENTION=49370]Kati[/MENTION] for the info. I found the email address on their site. I was sure if you notified them via money claim that was all.

                              Sorry to be a pain in the backside but what does 5 days for service mean? I'm trying to work out the day my defence will be due and don't want to get it wrong. Im not sure when the dates start from.

                              Again sorry if this is obvious and im just not getting it.

                              Thanks in advance.

                              Comment


                              • #30
                                Re: Received a CCJ Claim from DLC / Mortimer Clarke - Desperate for some advice

                                Originally posted by happyharry View Post
                                Thank you so much @Kati for the info. I found the email address on their site. I was sure if you notified them via money claim that was all.

                                Sorry to be a pain in the backside but what does 5 days for service mean? I'm trying to work out the day my defence will be due and don't want to get it wrong. Im not sure when the dates start from.

                                Again sorry if this is obvious and im just not getting it.

                                Thanks in advance.
                                Time allowed for the claim to reach the defendant H.

                                nem
                                Last edited by Kati; 27th April 2017, 08:53:AM.
                                The advice I give and draft letters provided are drawn from personal experience and career training and are given freely and without liability.

                                Please make your own decisions with care and if necessary seek qualified legal advice. I will not advise by private message. If you'd like me to look at your post please tag me in your post by typing @nemesis45;.

                                If you receive messages from anyone offering advice for a fee please report it to the site team.


                                Animo et fide.

                                Comment

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