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Issue Date: 22nd May 2018
Amount approx: £290
Claimant: Cabot
Solicitor: Mortimer Clarke
Original Creditor: HFC Bank
Monies due under current account overdraft. The claimants claim is for the balance outstanding under a bank account facility IDEM re HFC Bank agreed to maintain for the defendant.
It was a term of the bank account that any debit balance would be repayable by the defendant in full on demand. The defendant has failed to repay the amount due.
The claiamant therefore claims £290 + costs
I filed my intention to defend with the court and at the same time I sent off CCA and CPR requests to the claimant and the solicitor. (The court paperwork contains no details of an account number).
On the 2nd July I recieved a response from the claimants solicitor saying the following:
We acknowledge your request for documentation pursuant to CPR 31.14.
We believe that you may have already 'inspected' the documentsto which you mkae reference because at various dates in the pastthey would have been sent to you by another party such as the original creditor.
We would be grateful if you could confirm what documents tou have in your possession or control relating to this matter to avoid duplication over document inspection. We will then take our clients instructions.
Other than that letter I have received no documents from the claimant or their solicitor. So my question is where do I go from here?
Thanks in advance.
Amount approx: £290
Claimant: Cabot
Solicitor: Mortimer Clarke
Original Creditor: HFC Bank
Monies due under current account overdraft. The claimants claim is for the balance outstanding under a bank account facility IDEM re HFC Bank agreed to maintain for the defendant.
It was a term of the bank account that any debit balance would be repayable by the defendant in full on demand. The defendant has failed to repay the amount due.
The claiamant therefore claims £290 + costs
I filed my intention to defend with the court and at the same time I sent off CCA and CPR requests to the claimant and the solicitor. (The court paperwork contains no details of an account number).
On the 2nd July I recieved a response from the claimants solicitor saying the following:
We acknowledge your request for documentation pursuant to CPR 31.14.
We believe that you may have already 'inspected' the documentsto which you mkae reference because at various dates in the pastthey would have been sent to you by another party such as the original creditor.
We would be grateful if you could confirm what documents tou have in your possession or control relating to this matter to avoid duplication over document inspection. We will then take our clients instructions.
Other than that letter I have received no documents from the claimant or their solicitor. So my question is where do I go from here?
Thanks in advance.
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