PPI and Court

[Turboman]

Re: PPI and Court

Not on about this Marshy--isn't it a "law" that they have to respond within 40 days---ie 14/11/2010 in this case?

[marshallka]

Re: PPI and Court

If the SAR request was within the laws from the Data protection act then although there is not actually a given length o f time usually they would expect a firm to keep records for 6 years (tax reasons) and maybe 7 at the longest. I don't know what laws PF stated for his records??? i assumed that you lot on here knew otherwise on this of which i myself am not aware.
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Yes--what do we do next if non compliant?

Depends on what they are non compliant with? I am not sure what was written (law wise) on the data letter.

[di30]

Re: PPI and Court

I cannot remember exactly to be honest, I take it there is nothine on the ICO site??

(I do have to take my mum out shortly, to see my autistic brother, its his birthday tomorrow (same as my oldest son's) when I get back I will check this out further if i can, or ask someone who may know if you've not found the answer by then.

[Turboman]

Re: PPI and Court

Yes--what do we do next if non compliant?

[di30]

Re: PPI and Court

Hiya, just came back now and received your pm Turbo.

Is this in regards of the ICO?

[marshallka]

Re: PPI and Court

Ah--same as Photobucket---Sorry PF--but you know me-lol
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Dunno Marshy--Di might know

Perhaps... you will have to give her a nudge to post up then.

[Turboman]

Re: PPI and Court

Ah--same as Photobucket---Sorry PF--but you know me-lol
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Its when we had friends round and we connected their laptop to our TV.

Tinypic is like "photo bucket" type thing. If i remove the piccies from there then they are removed from here also.
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Do you think the ICO CAN get involved in documents from that long ago? Does the data protection act allow this? I thought they only legally had to keep records for 6 maybe 7 years? Would be happy to be corrected here?

Dunno Marshy--Di might know

[marshallka]

Re: PPI and Court

Whats tinypic Marshy

& why you got 2 tellies

Its when we had friends round and we connected their laptop to our TV.

Tinypic is like "photo bucket" type thing. If i remove the piccies from there then they are removed from here also.
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Right PF--we need to be thinking what we are going to do if DSAR don't come tomorrow--

get ICO involved or whatever ? --Long drawn out process I suspect

FOS deadline is 15/12/2010 don't forget -- so if you want money for Xmas -- need to get a result or accept the offer well before then

Do you think the ICO CAN get involved in documents from that long ago? Does the data protection act allow this? I thought they only legally had to keep records for 6 maybe 7 years? Would be happy to be corrected here?

[Turboman]

Re: PPI and Court

Right PF--we need to be thinking what we are going to do if DSAR don't come tomorrow--

get ICO involved or whatever ? --Long drawn out process I suspect

FOS deadline is 15/12/2010 don't forget -- so if you want money for Xmas -- need to get a result or accept the offer well before then

[Turboman]

Re: PPI and Court

Whats tinypic Marshy

& why you got 2 tellies

[Bill-K]

Re: PPI and Court

Agreed, mate. We do what we do to the best of our ability. Others - presumably - do the same. This isn't a commercial enterprise, so we are not trying to generate business, and there is no need to promote ourselves in that respect.

But we are here to try and ensure that peeps get what they are entitled to, and in that respect I guess we tend to 'crusade' somewhat. I grieve for those who suffer at the hands of self-appointed gurus. At least the likes of you and I - and dear Marshy - do our best to research this stuff. I feel we do it because we get a buzz from genuinely helping peeps - as opposed to getting a few more psi pumped into our ego's.

But if I'm wrong, then 'pop' me with a pin - and listen to the noise I make as I deflate !!!

Sure. You're right. Let's keep focussed.

[Turboman]

Re: PPI and Court

Good explanations Marshy & Turbo. Also a good point about making the calculations easier to follow, for those who want to do this.

The problem I found with the CAG sheet was that it didn't actually calculate very much. It was used more as a 'list' for the figures, and all it seemed to really do was add them up. The core PPI calculations seem to have been done on a calculator or abacus, and then the results were just punched in to the spready. No audit trail, as Turbo implies.

Bill--thanks for your support here & in all technical issues previously

I would just like to emphasise that I am (from now ) both here & in MSE & PCF & PAG etc not going to bother to waste my time in countering arguments from other sites

( I have been stretched too much & both Bill & others have made me restrain")

We here (LB & you & the addition of our friend Marshy ( are quite capable of discussing internally &interpreting FOS & new Policy Docs re sums)--we have been diverted here ( & elsewhere) with red herrings!

[pompeyfaith]

Re: PPI and Court

Spot on could not have explained it better Thank You :beagle:

[Turboman]

Re: PPI and Court

Hi PF--I'll just up date, if I may, for the folks following your thread

In posts 417-423 we deduced the co-op figures were ok - except there was an issue with loan 1 where there was a "possibility" of substantial extra refunds if it could be proved PF paid a Settlement figure--but evidence not available

PfF sent new DSAR for Loan Statements

Accordingly, taking into account the current position and previous stress to PF, Marshy, Wendy & myself advised on calling it a day & accepting

Bill's view was to wait for the DSAR & hang on in there.

PF has (in post 353) got an extension on his decision from FOS to 15/12/2010 and the DSAR has until 15/11/2010 to be fulfilled

PF has now decided, as the DSAR is in motion, to wait to see if anything comes out of the woodwork in the DSAR before committing himself

Thinks that's the current position PF

[Bill-K]

Re: PPI and Court

Good explanations Marshy & Turbo. Also a good point about making the calculations easier to follow, for those who want to do this.

The problem I found with the CAG sheet was that it didn't actually calculate very much. It was used more as a 'list' for the figures, and all it seemed to really do was add them up. The core PPI calculations seem to have been done on a calculator or abacus, and then the results were just punched in to the spready. No audit trail, as Turbo implies.