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Default on my credit file has dropped off

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  • Default on my credit file has dropped off

    Hi

    just looking for some advice on a default that’s now dropped off my report

    1) Why now is there no record of it

    2) The company are now offering me 100% guaranteed approval I pass everything

    3) I have my credit report and knew that it would be 6 years - But the default notice wasn’t issued correctly

    a) I never received any letters from original source

    b) A Credit agency sent a letter 10 working days before it dropped off claiming to have purchased it - But nothing on my report also nothing bar a letter saying so

    in a nutshell what’s the likelihood of the company trying it on ? As I’m sure they all have access to this information and basically trying it on with 100s of people

    sending out 100s of letters if only 2% pay they’re quids in

    ta
    Tags: None

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