Tweet
Does this Sound familiar?; I took out a loan with Lancashire Mortgage Corporation I have been frantic, asking myself why on earth did I sign for such a terrible deal. What have I gone and done . How could I be so stupid, I am going to lose everything. There is nothing I can do. Every month is getting worse. I can’t think straight. When will it all end. How do I explain this to my family. Where are we going to live. If it wasn’t for them I would just throw the towel in. I am at rock bottom stressed depressed. I can’t afford a solicitor, I am on my own no one can help me. I have to go along with what ever LMC say I am trapped in this hell of misery that is engulfing my life, I look for answers on the internet reading forums like this!
Sound familiar That was then, that was why I chose the name suffering, am I suffering now, no never felt better my mind is clear and I do not feel Blemain / Lancashire Mortgage Corporation have a hope in hell of beating me. I want this company to pay for its disgraceful behaviour I want to help anyone I can through my experience and want to hear feed back and help. I have no legal background and any information is based on my opinions, experience , my actions, and my research it may or may not be the best course of action to take only you can decide that. The fight back starts here. The day i decided i had had enough and fought back the cloud was lifted. I can't be sure but my case may be one of the worst cases to date
The first thing to realise is Blemain group prey on the vulnerable, they are not interested in whether you can afford to make repayments or not because if you miss repayments they will make more money, do not fall into the trap of thinking they are helping you.They are not remotely interested in you or your family. They will drain every penny of your equity away.then sell your house. Brokers use them because they get massive payments and commissions, that have been lumped onto your loan. We may never find out how many people have been conned.
Important Note;
If your loan is unregulated then look at it like this, the loan company is regulated and more importantly the loan's (including your loan)are regulated by contract law and are not above the law, they want you to to think you have no rights but you do
So what you going to do about it. I found it hard to put complaints into words so this is what i done
step 1. If you feel you have a complaint write your whole story down, everything, it will help you understand it, everything leading up to the loan, what lead you to take the loan, things that were said, things that were done, everything during the loan anything that made you change a decision. Were you told anything that later you found was'nt true check back through emails look back through your paper work etc check your agreement (contract) with a fine tooth combe
step 2. Turn your story into sections then sections into complaints then research your complaints
IE you were told somthing that wasnt true that made you take out the loan = False statement of facts = misrepresentation which is a concept in contract law which allows for a remedy of rescission and somtimes damages. Rescission has been defined as the unmaking of a contract. This is done to bring the parties as far as possible, back to the position in which they were before they entered into a contract. So you can see how important reserch is!
Thats enough for now i will keep posting
Sound familiar That was then, that was why I chose the name suffering, am I suffering now, no never felt better my mind is clear and I do not feel Blemain / Lancashire Mortgage Corporation have a hope in hell of beating me. I want this company to pay for its disgraceful behaviour I want to help anyone I can through my experience and want to hear feed back and help. I have no legal background and any information is based on my opinions, experience , my actions, and my research it may or may not be the best course of action to take only you can decide that. The fight back starts here. The day i decided i had had enough and fought back the cloud was lifted. I can't be sure but my case may be one of the worst cases to date
The first thing to realise is Blemain group prey on the vulnerable, they are not interested in whether you can afford to make repayments or not because if you miss repayments they will make more money, do not fall into the trap of thinking they are helping you.They are not remotely interested in you or your family. They will drain every penny of your equity away.then sell your house. Brokers use them because they get massive payments and commissions, that have been lumped onto your loan. We may never find out how many people have been conned.
Important Note;
If your loan is unregulated then look at it like this, the loan company is regulated and more importantly the loan's (including your loan)are regulated by contract law and are not above the law, they want you to to think you have no rights but you do
So what you going to do about it. I found it hard to put complaints into words so this is what i done
step 1. If you feel you have a complaint write your whole story down, everything, it will help you understand it, everything leading up to the loan, what lead you to take the loan, things that were said, things that were done, everything during the loan anything that made you change a decision. Were you told anything that later you found was'nt true check back through emails look back through your paper work etc check your agreement (contract) with a fine tooth combe
step 2. Turn your story into sections then sections into complaints then research your complaints
IE you were told somthing that wasnt true that made you take out the loan = False statement of facts = misrepresentation which is a concept in contract law which allows for a remedy of rescission and somtimes damages. Rescission has been defined as the unmaking of a contract. This is done to bring the parties as far as possible, back to the position in which they were before they entered into a contract. So you can see how important reserch is!
Thats enough for now i will keep posting
Comment