Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry... ;)

[Happyolddog]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

(I dont know how to turn it into pdf?)

Just ask on the techi bit of the forum, click the smiley for details....

[Curlyben]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

or mail it over and I'll do it.

Most scanners allow saving into PDF format, but converting into PDF can be a bit tricker without the right software.

[shas]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

Just ask on the techi bit of the forum, click the smiley for details....

ok! hahahaha!

[shas]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

No, I havent sussed it.....courtesy of cb (thanks cb )....

[Curlyben]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

I'll copy this here for others to ponder on..

So this is the HFC CO that they are attempting to collect on.
It also appears that they are acting as an agent for Phoenix Recoveries, who
are part of the Tessera group of "nice people".. http://www.tessera.co.uk/

So there needs to be assignment from HFC to Phoenix to marlins

I'm liking this game even more now..

Oh yeah what's that 1400 collection charge all about.
I smell extremely good reason to have this set aside

Also Marlins are wittering on about interest accuring on this.
Well there's NO interest on the statements of account from MC

Hmm I think someone is making things up..

[shas]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

& when I asked my dmc to have a look to see if my debt had been sold to phoenix... the guy mailed me back & said.........

As far I can tell the debt was never sold onto Phoenix. Or if it was we’ve never done any dealings with them.


The plot thickens.......

[shas]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

I'll copy this here for others to ponder on..

So this is the HFC CO that they are attempting to collect on.
It also appears that they are acting as an agent for Phoenix Recoveries, who
are part of the Tessera group of "nice people".. http://www.tessera.co.uk/

So there needs to be assignment from HFC to Phoenix to marlins

I'm liking this game even more now..

Oh yeah what's that 1400 collection charge all about.
I smell extremely good reason to have this set aside

Also Marlins are wittering on about interest accuring on this.
Well there's NO interest on the statements of account from MC

Hmm I think someone is making things up..

I wish I smelt what you were smelling cb... I'll have to trust you on that one!

Telling me porkies is one thing, telling my dmc that they are charging interest on the account....that much, i'll never be able to pay it off & causing them (the dmc) to call me & apologise for not being able to manage this account for me is.... something else! The dmc believed them & offered me bankruptcy as a way out........ Outrageous! Surely there are rules for this kind of thing!

[Curlyben]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

What I'm smelling is some one being "economical" with the truth especially concerning the sale of this judgemented debt.

Also, the original judgement does allow for interest, but only at the nominal 8% per annum rate

[shas]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

Oh I see.... I dont like the sound of interest but surely it should be charged by the company im indebted to & not their agent

[WendyB]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

Well, see, these "agents" for want of a better word, try it on, add all sorts of spurious charges that they are not actually allowed to charge, then hope you won't notice and will cough up anyway. There has to be a paper trail on this, and if they can't produce it, they are stuffed.

Are they related to Bryan by any chance? They seem to employ the same dodgy tactics and disregard for the law.

[shas]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

I've received Mortimer Clarkes response to my request to have copies of assignment documents sent to me.......

Shall I email them & you tell me what you think? (still cant do the pdf thing lol).............

[Curlyben]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

Oh yes please.
This should be interesting..

[shas]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

Oh yes please.
This should be interesting..

You should have it now... don't get toooooooo excited! Can you tell me what you think please?

oh, already wrote off for court docs.. letter went 18/08

[Curlyben]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

ROFLMAO

Well looks like that's been knocked up quickly to answer your request.
It doesn't comply with the requirements of LoP s136 or even service under LoP s196.

Basically what this means in PIL.
The assignment should of been sent form HFC and signed by them informing you of the change of ownership. (s136) So HFC's letterheaded paper with an HFC officer's signature.
This should then of been sent via registered mail. (s196)

As I suspected Marlin are agents for Pheonix, so they CANNOT take any further action without Pheonix's permission, that assumes the assignment is valid, which I seriously doubt.

At any point in all of this did you receive a Goodbye letter from HFC and a Hello fro Phoenix ?? This is the notice of assignment..

Mind you this should all become apparent as and when HFC comply with your SAR.

Have a read of this thread for more info on assignment: Debt purchasing and assignment - Legal Beagles

[shas]

Re: Shas V Marlin, Mortimer Clarke, Phoenix, Tom, Dick, Harry...

Thanks CB.... with regards to the registered letter......... I havent had it to my knowledge & if I had, I would of sent it straight to my dmc...
My dmc has never had any dealings with phoenix nor is it aware of my debt being transferred to them..........

I can remember that Marlins replaced Restons on my stmt from the dmc! lol