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Hi
I've received a 30 day notice of intention of issuing court proceedings from Moriarty Law on behalf of Lantern DRS Limited. I've also noticed that Lantern have put a default on my credit file dated ? I'm going to send the prove it letter today should I also send a SAR request to JD Williams for all information held?
They state the debt relates to a JD Williams account however I've only ever had a simply be account which was terminated by the company after first order as they said they could not offer me a credit account after initially being accepted. My question is can the company default an account when they didn't accept the credit facility? I can never recall receiving statements or requests for payment after the creit agreement was cancelled.
Thanks
I've received a 30 day notice of intention of issuing court proceedings from Moriarty Law on behalf of Lantern DRS Limited. I've also noticed that Lantern have put a default on my credit file dated ? I'm going to send the prove it letter today should I also send a SAR request to JD Williams for all information held?
They state the debt relates to a JD Williams account however I've only ever had a simply be account which was terminated by the company after first order as they said they could not offer me a credit account after initially being accepted. My question is can the company default an account when they didn't accept the credit facility? I can never recall receiving statements or requests for payment after the creit agreement was cancelled.
Thanks
