• Welcome to the LegalBeagles Consumer and Legal Forum. Please register to get the most out of the forum. Registration is free and only needs a username and email address.
  • LegalBeagles® is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

    Please do not post your full name, reference numbers or any identifiable details on the forum.

Lloyds TSB lied and covered it up for years

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • #16
    Originally posted by pt2537 View Post
    seems to me that there may well be a s140A issue here too. Is the relationship ongoing?
    I still bank with them but only as a Lloyds customer as it was TSB who caused most of this damage but only recently joined Lloyds but the relationship is breaking down rapidly. Also what is an s140a?

    Comment


    • #17
      https://www.legislation.gov.uk/ukpga...9/section/140A
      “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

      Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

      Received a Court Claim? Read >>>>> First Steps

      If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

      Find Solicitors offering fixed fees on our sister site - JustBeagle.com

      Comment


      • #18
        Thanks again i just found that and then you sent the link. I just spoke to them again and they are insisting the only time they will look at this again is if i get a Solicitors letter sent to them so i am thinking if i get in to it this deep i might as well go to court and seek bigger damages than settle with them as i have a letter admitting they made a mistake blaming human error entering information on to the computers.

        Comment


        • #19
          I’d not speak with them again until you have sorted out legal representation and got an opinion on your chances and what route to take, and hopefully they’ll be able to start the legal process off. If they think you have a good prospect of success they might do it on a no win no fee or fixed fee basis. As you’ve seen from the durkin case there is a large risk of costs being awarded against you so I wouldn’t go on a ‘might as well’ feeling.
          “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

          Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

          Received a Court Claim? Read >>>>> First Steps

          If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

          Find Solicitors offering fixed fees on our sister site - JustBeagle.com

          Comment


          • #20
            Originally posted by Amethyst View Post
            I’d not speak with them again until you have sorted out legal representation and got an opinion on your chances and what route to take, and hopefully they’ll be able to start the legal process off. If they think you have a good prospect of success they might do it on a no win no fee or fixed fee basis. As you’ve seen from the durkin case there is a large risk of costs being awarded against you so I wouldn’t go on a ‘might as well’ feeling.
            I really am that confident as they are not denying anything their issue is that they want a full explanation and break down of what i think they have done wrong and how their mistake has affected me for all these years rather than it being treated as a complaint any longer they are wanting it treating as a legal matter as more and more things keep getting unearthed every day.

            Comment


            • #21
              It might seem like that, but don’t take it for granted. The more you tell them, the more you say without a “Without Prejudice” statement on correspondence, the more you might be handing them ammo to use against you at some point.

              Now is the time to just just play the long game, work through things and make the appropriate response once you have everything square away.

              I know now it’s hard, but it’s honestly for your own good.
              HOW TO COMPLETE AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) FORM?

              My posts on this forum are offered based on my experience dealing with a variety of life events. I have no formal legal training and if in doubt take professional legal advice or contact the CAB. If you follow anything I write on this forum you do so at your own risk and I accept no liability for any loss, costs or other outcomes.

              I do not come on here in the evening, at weekends or on public holidays.

              Comment


              • #22
                Someone in another thread today described pre action and pre hearing correspondence as a “nasty game of chess.”

                That’s a very apt description, don’t reveal anything until you have to and don’t fall into potential traps.
                HOW TO COMPLETE AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) FORM?

                My posts on this forum are offered based on my experience dealing with a variety of life events. I have no formal legal training and if in doubt take professional legal advice or contact the CAB. If you follow anything I write on this forum you do so at your own risk and I accept no liability for any loss, costs or other outcomes.

                I do not come on here in the evening, at weekends or on public holidays.

                Comment


                • #23
                  Originally posted by jaguarsuk View Post
                  Someone in another thread today described pre action and pre hearing correspondence as a 'nasty game of chess'.
                  That's a very apt description, don't reveal anything until you have to and don't fall into potential traps.
                  Lol....whatever happened to the 'open & honest, all cards on the table' approach envisioned by our eminent legal bods.
                  CAVEAT LECTOR

                  This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                  You and I do not see things as they are. We see things as we are.
                  Cohen, Herb


                  There is danger when a man throws his tongue into high gear before he
                  gets his brain a-going.
                  Phelps, C. C.


                  "They couldn't hit an elephant at this distance!"
                  The last words of John Sedgwick

                  Comment


                  • #24
                    Where’s that rolling about laughing smiley when you need it?
                    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

                    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                    Received a Court Claim? Read >>>>> First Steps

                    If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

                    Find Solicitors offering fixed fees on our sister site - JustBeagle.com

                    Comment

                    View our Terms and Conditions

                    LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                    If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                    If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

                    Announcement

                    Collapse
                    No announcement yet.

                    Court Claim ?

                    Guides and Letters
                    Loading...

                    upgrade to vip

                    Want exclusive access to forums, more privacy and a live chat box? Upgrade to become a bigger part of our community.

                    only £15/yr

                    Offers available. No subscription traps.

                    sign up now



                    Search and Compare fixed fee legal services and find a solicitor near you.

                    Find a Law Firm


                    Working...
                    X