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Hi
Yesterday I received a Stat Demand from a firm of Solicitors acting on behalf of Lowells.
The debt is for approx £4200.
I took out the card in 2002, and on my credit report it says that it was defaulted in 2009 so not Statute Barred.
I am planning on offering small monthly payments in the hope that they accept this and I can have the SD set aside.
I have read on here I think that many of these old Barclaycard debts are unenforceable. If I offer payments which they accept and then find out the debt is unenforceable if they can't provide me with a CCA will I be able to have the debt written off? Even if I am making payments?
I haven't slept so apologies if this doesn't make sense!
Thanks in advance for any advice / info!!
Yesterday I received a Stat Demand from a firm of Solicitors acting on behalf of Lowells.
The debt is for approx £4200.
I took out the card in 2002, and on my credit report it says that it was defaulted in 2009 so not Statute Barred.
I am planning on offering small monthly payments in the hope that they accept this and I can have the SD set aside.
I have read on here I think that many of these old Barclaycard debts are unenforceable. If I offer payments which they accept and then find out the debt is unenforceable if they can't provide me with a CCA will I be able to have the debt written off? Even if I am making payments?
I haven't slept so apologies if this doesn't make sense!
Thanks in advance for any advice / info!!
