A joke

[Patchie]

Re: A joke

I have had another visit at my shop by HCC. Said it was a courtesy call and am I OK. Told him not really. He then came out and said we had an agreement and I owed them money. Told him that i was not paying them anything as the behaviour of his colleague was outrageous and that I was awaiting correspondence from the Court and the OFT based on his colleagues behaviour. He left a sheet of paper and left quite quickly.
Is there any way i can stop these clowns coming around and ruining a perfectly good day? I am prepared to pay the originator the money I owe. This bunch seemed to have stuck another £200 on the debt. I have found all the paperwork from the originator to the original people to the court. What do i do now?
Oh, yes the first thing I get is that he is from the Sherriff's Office. What the heck does that mean?
It doesn't take much to pull someone back down again.

[Patchie]

Re: A joke

I have a letter from a solicitors dated April 27th 201 PDT Solicitors in Southampton supposedly instructed by Hilton Baird. I have nothing else until the judgement - though I have little more stuff to go through I have cleared everything since March so nothing else has cropped up.

Re: A joke

Any paperwork pre-judgment?

[Patchie]

Re: A joke

I have a Judement for claimant letter from the court

Re: A joke

Hi Patchie,

It's not bailiff stuff we're looking for in the letters, it's letters from the court re the CCJ so we know what to do next. There should be something there from them - if there isn't, then you can apply for it to be set aside.

[Patchie]

Re: A joke

I have started. Should there be letters explaining they are coming or are they allowed just to turn up and be a pain? If they have to send a letter I haven't found one.

Re: A joke

Hi Patchie,

Have you done anything about sorting out your letters yet? If not, say so as I've an idea. At least then we can move this forward for you rather than it be hanging over you as a worry.

Just a yes I've done something, or no, I can't face it is fine. I'll make contact with you then.

:beagle:

[Patchie]

Re: A joke

I have not heard back from the Court yet. The High Court Enforcement Officers Association have sent me a complaints form which i will do. HCC have tried to distance themselves from the muppet who started this. The company who started it are happy to take my money but not take the debt back but I think they have been shafted by the enforcement people who kept back £620 out of a £1000 paid towards their debt.Surely the fees cannot be that high, legally? I want to write back and tell them that they have been ripped off. Still struggling along.

Re: A joke

If you sort your letters, then at least we'll know wheteher or not you can go the N244 route. If you're struggling to pay it, there are also other routes you can take to get a variation to the terms of the judgment. Once you've done this, if you post up, I'm sure Plodder will guide you through things. :beagle:

[Patchie]

Re: A joke

The family thing never happened for various reasons -eldest son had an extended shift, he is a policeman, and other stuff (mainly going shopping) . But I can get the money together and i will have to sort through my post to see what is what with a CCJ.
The N244 - will that cause these idiots more pain? If so I am happy to go along with it. I have heard nothing from the Court or HCC yet.
I am still a bit ****ed with the fact the original company who started this seem content just to get £380 out of £1000 - any suggestions on trying to get them to query costs?

[ploddertom]

Re: A joke

I will have to check on this as I am going to have a meeting with my family over this this weekend. The thing that annoys me more than anything is the fact we paid £1000 to these men and the client got £380 so it seems even they are not getting a fair deal either. I take it they take all sorts of "fees" and even the client gets rooked and they take that as part and parcel of dealing with collection agencies. If I can get the £1300 to clear it with the client then I have the joys of taking on the bailiffs trying to get their "lawful fees" which surely they have inflated the first time around. Can these idiots come more than twice or will they refer this over to another company? And if I pay money back to the client, they have stated they have to pay fees to these people as well how does that work? I have asked for a breakdown of fees.
There are so many questions on this. Depression sucks.

There are obviously a lot of variables with this. The reason for asking if you were able to pay goes back to the fact you said you knew nothing of the original CCJ. For this you would have grounds for Set Aside & if granted it means in basic terms the CCJ no longer exists and any fees you have paid have to be reimbursed.

By all means ask all the questions you want & we'll see if we can answer them for you.

[enquirer]

Re: A joke

He said that his partner wanted to see me. I met them outside my shop. The other man smiled and then opened his left hand and showed me a retractable stanley knife and asked if i needed to borrow it and obvious reference to the last time.

Or alternatively, a threat. One for the police perhaps.

[Patchie]

Re: A joke

I will have to check on this as I am going to have a meeting with my family over this this weekend. The thing that annoys me more than anything is the fact we paid £1000 to these men and the client got £380 so it seems even they are not getting a fair deal either. I take it they take all sorts of "fees" and even the client gets rooked and they take that as part and parcel of dealing with collection agencies. If I can get the £1300 to clear it with the client then I have the joys of taking on the bailiffs trying to get their "lawful fees" which surely they have inflated the first time around. Can these idiots come more than twice or will they refer this over to another company? And if I pay money back to the client, they have stated they have to pay fees to these people as well how does that work? I have asked for a breakdown of fees.
There are so many questions on this. Depression sucks.

[ploddertom]

Re: A joke

Hi Patchie

I'm ready to help with the N244. Just so we know where we are going with it are you still of the opinion you can clear the original debt in full?

Whenever you're ready we'll do it a bit at a time to suit you.

[Hurricane Puffrose]

Re: A joke

maybe do both patchie.

Follow PT's advice for you, hes a genius with things like this and report it to MIND to help others??

I know the feeling of I gotta do something or my head will go BOOM!!! We don't mean to sound like we are coming down hard on you, we just want to give you the right advice and help you as best we can.