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I am looking to buy a house next year so saving really hard, I signed up to a credit agency and it shows a default on my report from avon, it has been on their for the last 3 years.
Right to start of a lady approached me in town and i said could i have more information first before i sign up to anything so she asked me for my name and address and i thought that was the end of it..... well a couple of days later a man knocked my door with a box from avon. i thought it was just all the info i asked the lady to send to me, When i opened it their was a invoice for £86 and a load of sale able items which i had 3 weeks to sell to pay the balance. I got really scared and started selling them on ebay has i had come out of work at the time. On the invoice it gave me my number to sign in online but my family started to order from me so i could make my money back and then cancelled as it was putting me more and more into debt as i had to pay of orders that were wrong and pay for the new books. I feel sick to my stomach as they did not care at the time and was left with being out of pocket and did not have the money to pay back something that put me into debt in the first place which should never of happened. I ended up paying the remainder off at £5 per week to a debt collector they had sold to!! I can not get a mortgage with a default as i have to wait 3 more years which in all fairness i can not wait as i am not getting any younger. I have 2 children 1 of which i s disabled , i am married so joint mortgage. And all because of a stupid company that does not work with the law and mis lead me and lied to me has put a default on my credit file. Is there any way it can be taken off as this is making me ill.
Right to start of a lady approached me in town and i said could i have more information first before i sign up to anything so she asked me for my name and address and i thought that was the end of it..... well a couple of days later a man knocked my door with a box from avon. i thought it was just all the info i asked the lady to send to me, When i opened it their was a invoice for £86 and a load of sale able items which i had 3 weeks to sell to pay the balance. I got really scared and started selling them on ebay has i had come out of work at the time. On the invoice it gave me my number to sign in online but my family started to order from me so i could make my money back and then cancelled as it was putting me more and more into debt as i had to pay of orders that were wrong and pay for the new books. I feel sick to my stomach as they did not care at the time and was left with being out of pocket and did not have the money to pay back something that put me into debt in the first place which should never of happened. I ended up paying the remainder off at £5 per week to a debt collector they had sold to!! I can not get a mortgage with a default as i have to wait 3 more years which in all fairness i can not wait as i am not getting any younger. I have 2 children 1 of which i s disabled , i am married so joint mortgage. And all because of a stupid company that does not work with the law and mis lead me and lied to me has put a default on my credit file. Is there any way it can be taken off as this is making me ill.
