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Hi there. I made my first post on here recently so hi again!
I am being chased up by Capquest regarding a couple of old debts with HSBC. I have wrote to HSBC recently with a Subject To Access Request. I have been going over the mound of paperwork that has come back from HSBC today. It appears that the debts I am being chased up defaulted between May and July 2010.
•Can I therefore assume that both are statute barred?
•Would you send Capquest statute barred templates?
•The debts are a credit card and an overdraft. Does statute barred apply to overdrafts in the usual way?
•I have had a look around the site but cannot seem to find the statute barred templates. Please could somebody point me in their direction if you believe I should use them.
I have repeatedly asked Capquest to tell me the status of both debts but they never answer the question.
Thank you again for your help and advice.
Lee
I am being chased up by Capquest regarding a couple of old debts with HSBC. I have wrote to HSBC recently with a Subject To Access Request. I have been going over the mound of paperwork that has come back from HSBC today. It appears that the debts I am being chased up defaulted between May and July 2010.
•Can I therefore assume that both are statute barred?
•Would you send Capquest statute barred templates?
•The debts are a credit card and an overdraft. Does statute barred apply to overdrafts in the usual way?
•I have had a look around the site but cannot seem to find the statute barred templates. Please could somebody point me in their direction if you believe I should use them.
I have repeatedly asked Capquest to tell me the status of both debts but they never answer the question.
Thank you again for your help and advice.
Lee
