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Restons Solicitors issuing a CCJ, Help!
Hello everyone, I'm new here and at my wits end. I got home today to find a lovely letter on the mat telling me Restons Solicitors acting on behalf of Arrow Global (Aqua Credit Card) are issuing proceedings against me in the County Court Business Centre for £519.45 (With £85 legal fees!!)
I really cannot afford a CCJ on my credit reference account and I have spent all night deciding if I should defend myself against this claim or if I should write to them and try and settle this out of court (Don't think they'll be happy with £10 a month and that's literally all I can afford!)
I've heard some people get good results by asking them for more information because they refuse to provide it, what's this about?
What's the best way to proceed here? As yet I have not responded to the court application pack I was given.
I know very little about the specifics of law but I'm a fast learner
If anyone can help it's more than appreciated :/
(Weekend off to a great start!)
I really cannot afford a CCJ on my credit reference account and I have spent all night deciding if I should defend myself against this claim or if I should write to them and try and settle this out of court (Don't think they'll be happy with £10 a month and that's literally all I can afford!)
I've heard some people get good results by asking them for more information because they refuse to provide it, what's this about?
What's the best way to proceed here? As yet I have not responded to the court application pack I was given.
I know very little about the specifics of law but I'm a fast learner
If anyone can help it's more than appreciated :/
(Weekend off to a great start!)
