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Hello,
Wondering what my next move should be?
I took a loan in 2006 (NR) that I started to default on in 2011' ish (can't remember exactly when!). Late 2013 I received a letter from Marlin Europe saying that they had taken over the debt. I didn't contact them but made a few token payments through their website. The last one being in April 2014.
After this I then changed address due to a new job.
Last week I received a letter from Cabot Financial (Deborah Green) saying that they "have recently confirmed that you live at the above address."
They (Cabot Credit Management Group) have recently bought the account that I held with NR and are now responsible for helping with management and receiving payments. The rest is just "next steps" saying they will help me in making affordable payments!! The outstanding balance, original lender and current creditor (Marlin Europe) is listed on the side of the letter.
As an aside I've checked 3 CRA and the original default doesn't appear anywhere, it did appear around 2013!
Also if my number is ex -directory could they still call me?
Thanks
Wondering what my next move should be?
I took a loan in 2006 (NR) that I started to default on in 2011' ish (can't remember exactly when!). Late 2013 I received a letter from Marlin Europe saying that they had taken over the debt. I didn't contact them but made a few token payments through their website. The last one being in April 2014.
After this I then changed address due to a new job.
Last week I received a letter from Cabot Financial (Deborah Green) saying that they "have recently confirmed that you live at the above address."
They (Cabot Credit Management Group) have recently bought the account that I held with NR and are now responsible for helping with management and receiving payments. The rest is just "next steps" saying they will help me in making affordable payments!! The outstanding balance, original lender and current creditor (Marlin Europe) is listed on the side of the letter.
As an aside I've checked 3 CRA and the original default doesn't appear anywhere, it did appear around 2013!
Also if my number is ex -directory could they still call me?
Thanks
