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Hi Everyone,
I am looking for some help with a PRA MBNA issue. They seem to be regular "guests" on here. I have read with interest on here the threads relating to PRA and have a similar issue to ADDLED's :
The claim is from Northampton CCBC and dated 21st April 2016
PRA are claiming £16,555.59 for debt and interest plus court costs and legal (£100) totalling £17,400.59, relating to me defaulting on an MBNA credit card on 31/07/10 when the balance was £12,437.26
My initial concern is the size of the amount and why its been issued by CCBC. Is this still a small claim?
Secondly, at the time of the default I lost my business (and my mind for a while!) and was at my lowest and I may be wrong but feel sure that this account relates to a Virgin Credit Card as I recognise the amount and this debt was chased by Cabot finance with whom I signed a consent order and have been paying an amount back monthly since around 2011. I cannot find this paperwork unfortunately and don't want to rock any boat by contacting them. The claim make no mention of either Virgin or Cabot but only PRA Group and Aktiv Kapital Portfolio through assignments
It is my intention to acknowledge service and proceed with the CPR 31.14 requests. Initially is this the right thing to do?
Thanks
I am looking for some help with a PRA MBNA issue. They seem to be regular "guests" on here. I have read with interest on here the threads relating to PRA and have a similar issue to ADDLED's :
HTML Code:
http://www.legalbeagles.info/forums/showthread.php?79743-PRA-County-Court-Claim-for-Credit-Card#top
PRA are claiming £16,555.59 for debt and interest plus court costs and legal (£100) totalling £17,400.59, relating to me defaulting on an MBNA credit card on 31/07/10 when the balance was £12,437.26
My initial concern is the size of the amount and why its been issued by CCBC. Is this still a small claim?
Secondly, at the time of the default I lost my business (and my mind for a while!) and was at my lowest and I may be wrong but feel sure that this account relates to a Virgin Credit Card as I recognise the amount and this debt was chased by Cabot finance with whom I signed a consent order and have been paying an amount back monthly since around 2011. I cannot find this paperwork unfortunately and don't want to rock any boat by contacting them. The claim make no mention of either Virgin or Cabot but only PRA Group and Aktiv Kapital Portfolio through assignments
It is my intention to acknowledge service and proceed with the CPR 31.14 requests. Initially is this the right thing to do?
Thanks
