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Hi everyone...
I'm new to this site and just thought i'd start a thread about my recent request for refunds of all interest on excessive payday loan rollovers.
I believe these companies (QQ, Wonga & Wageday Advance) preyed on myself and my partner when we were at our most vulnerable. I have recently sent emails to all companies requesting a refund of the interest on all loans as I was clearly not in a position to even pay the first one off let alone continue to roll over month by month.
I have received auto responses from Wonga and Wageday advance saying somebody is looking into my complaints and I will hear back shortly. I have received a response from QQ saying they are satisfied they did everything right?? I responded to this by saying they could not have possibly done the correct affordability checks on me as I changed my home address whilst borrowing from them and they didn't even pick up on this and still continued to lend me, which is quite worrying and clearly proves they didn't do credit checks/affordability checks each and every time. I have since received a further response saying they will now look into this further.
Just wondered really if anyone on here has had anything similar and can you advise on times/outcomes or perhaps give me some further advice should their final response be a complete NO.
Thanking you all in advance.
I'm new to this site and just thought i'd start a thread about my recent request for refunds of all interest on excessive payday loan rollovers.
I believe these companies (QQ, Wonga & Wageday Advance) preyed on myself and my partner when we were at our most vulnerable. I have recently sent emails to all companies requesting a refund of the interest on all loans as I was clearly not in a position to even pay the first one off let alone continue to roll over month by month.
I have received auto responses from Wonga and Wageday advance saying somebody is looking into my complaints and I will hear back shortly. I have received a response from QQ saying they are satisfied they did everything right?? I responded to this by saying they could not have possibly done the correct affordability checks on me as I changed my home address whilst borrowing from them and they didn't even pick up on this and still continued to lend me, which is quite worrying and clearly proves they didn't do credit checks/affordability checks each and every time. I have since received a further response saying they will now look into this further.
Just wondered really if anyone on here has had anything similar and can you advise on times/outcomes or perhaps give me some further advice should their final response be a complete NO.
Thanking you all in advance.
