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Just to introduce myself....hayleyjm here, nice to meet you all, mum of one and 10 weeks left for number 2! Live in Manchester, partner is studying law at mmu, I'm a qualified microbiologist and work as a part time optical assistant.
The reason I've joined the forum is to ask for a bit of advice really. I had a fine and points in Jan 2008 for no insurance on car as my lovely ex boyfriend cancelled our joint policy without telling me! Anyway, had been paying at £30 per month until approx May this year.....I have dyspraxia and find it hard to remember things, no letter from the courts has arrived until.....arrived home today and found a bit of paper on the door mat, stating that marstons were going to seize goods using a warrant of distress! Phoned the number given, a "MR Taylor" and he was adamant he was coming back with the police on Friday to seize goods and arrest me!!
Well, after doing a bit of research and obviously a sleepless night so far, I've come across a piece of legislation which puts me into "vulnerable circumstances", being heavily pregnant with health problems, and a partner who has bi-polar disorder. Does this mean the baliff must refer the matter back to the courts? I intend to fax them an adjusted letter template in the morning, stating that I am heavily pregnant and obviously have proof of this, I'm the size and shape of a whale!!
I'm not saying I'm not going to pay the debt, just haven't got the money at the moment. Do I ask for a payment plan??
If anyone can shed any light on this, ot would be very much appreciated!
Hayleyjm xx
The reason I've joined the forum is to ask for a bit of advice really. I had a fine and points in Jan 2008 for no insurance on car as my lovely ex boyfriend cancelled our joint policy without telling me! Anyway, had been paying at £30 per month until approx May this year.....I have dyspraxia and find it hard to remember things, no letter from the courts has arrived until.....arrived home today and found a bit of paper on the door mat, stating that marstons were going to seize goods using a warrant of distress! Phoned the number given, a "MR Taylor" and he was adamant he was coming back with the police on Friday to seize goods and arrest me!!
Well, after doing a bit of research and obviously a sleepless night so far, I've come across a piece of legislation which puts me into "vulnerable circumstances", being heavily pregnant with health problems, and a partner who has bi-polar disorder. Does this mean the baliff must refer the matter back to the courts? I intend to fax them an adjusted letter template in the morning, stating that I am heavily pregnant and obviously have proof of this, I'm the size and shape of a whale!!
I'm not saying I'm not going to pay the debt, just haven't got the money at the moment. Do I ask for a payment plan??
If anyone can shed any light on this, ot would be very much appreciated!
Hayleyjm xx
