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Hello,
I was wondering if anyone on the forurms can point me in the right direction to where I can find some information about what constitutes a fair charge by a mortgage provider and what doesn't?
In specific terms, I had some arrears with Birmingham Midshires a few years ago and I had a whole raft of charges debited to the mortgage account.
For example:
"Arrears Fee": £40.00
"Unpaid DD fee": £40.00
"Account in Litigation Fee": £40.00
"Admin Fee pre-Litigation": £25.00
There are numerous other charges too.
My question is what constitutes a fair charge and what is unreasonable?
Regards,
Tony.
I was wondering if anyone on the forurms can point me in the right direction to where I can find some information about what constitutes a fair charge by a mortgage provider and what doesn't?
In specific terms, I had some arrears with Birmingham Midshires a few years ago and I had a whole raft of charges debited to the mortgage account.
For example:
"Arrears Fee": £40.00
"Unpaid DD fee": £40.00
"Account in Litigation Fee": £40.00
"Admin Fee pre-Litigation": £25.00
There are numerous other charges too.
My question is what constitutes a fair charge and what is unreasonable?
Regards,
Tony.
