hi
so in November my son died and i became very depressed and suicidal and about a month ago id had a few drinks and decided to drive my vehicle in a bid to take my own life,
i crashed in to 4 cars and a wall and got arrested and taken to the hospital where my blood was taken.
now i have a problem with my insurers ,they have sent me a letter of indemnity and want me to sign it but I'm not sure if i should as i wont be able to cover third party costs and I'm under the impression that they have to pay third parties by law question is will i have to pay out will they offer a payment plan ,will my poor mental health be a mitigating factor?
so in November my son died and i became very depressed and suicidal and about a month ago id had a few drinks and decided to drive my vehicle in a bid to take my own life,
i crashed in to 4 cars and a wall and got arrested and taken to the hospital where my blood was taken.
now i have a problem with my insurers ,they have sent me a letter of indemnity and want me to sign it but I'm not sure if i should as i wont be able to cover third party costs and I'm under the impression that they have to pay third parties by law question is will i have to pay out will they offer a payment plan ,will my poor mental health be a mitigating factor?