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Hi all. Posted this elsewhere previously but think it may get more attention here. Hope that’s ok.
Basically I had a credit card with Capital One for a couple of years and then my partner lost her job and I then got into a gambling addiction. I raked up this bill for over £800 during this time before I eventually cut up my credit card and managed to get help for my gambling. Since the start of the year I have finally started getting back on my feet again and have no problems with gambling and my partner is now back in a full time job.
I received this yesterday from Nolan’s solicitors regarding the debt to Capital One. I’ll be honest I have no intention of paying. I have finally started getting back into financial stability and not having sleepless nights worrying about money and now this has came through and worried me again.
Is there any way out of this situation or will I end up being called to court over it?
Any help or tips would be greatly appreciated. Also I am in Scotland so think our laws may differ from the rest of the UK.
Basically I had a credit card with Capital One for a couple of years and then my partner lost her job and I then got into a gambling addiction. I raked up this bill for over £800 during this time before I eventually cut up my credit card and managed to get help for my gambling. Since the start of the year I have finally started getting back on my feet again and have no problems with gambling and my partner is now back in a full time job.
I received this yesterday from Nolan’s solicitors regarding the debt to Capital One. I’ll be honest I have no intention of paying. I have finally started getting back into financial stability and not having sleepless nights worrying about money and now this has came through and worried me again.
Is there any way out of this situation or will I end up being called to court over it?
Any help or tips would be greatly appreciated. Also I am in Scotland so think our laws may differ from the rest of the UK.
