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Hello,
I am looking for some advice. Tesco Bank has issued a default on my credit file. I missed 3 payments in May-July but then made up the payments and continued to pay up till October last year when they rang and asked for the full amount or to make a payment plan. I wasn't made aware that was going to be classed as default and agreed on a payment plan which was over the minium I had been paying. I have checked my credit rating to see a default payment from July even though there was no conversation until October? They wrote me a letter to say they had accepted the payment plan but again no mention of ta default?
I am going to write a letter in an attempt to get it removed. The full amount has been paid off. Does anyone have any advice on a template format or anything I can include that might help?
I am looking for some advice. Tesco Bank has issued a default on my credit file. I missed 3 payments in May-July but then made up the payments and continued to pay up till October last year when they rang and asked for the full amount or to make a payment plan. I wasn't made aware that was going to be classed as default and agreed on a payment plan which was over the minium I had been paying. I have checked my credit rating to see a default payment from July even though there was no conversation until October? They wrote me a letter to say they had accepted the payment plan but again no mention of ta default?
I am going to write a letter in an attempt to get it removed. The full amount has been paid off. Does anyone have any advice on a template format or anything I can include that might help?
