Following on from this article, https://www.moneysavingexpert.com/ne...es-court-case/
I was wondering if the forum could help me with a similar thing.
Between 2003 - 2009 I had several bank charges applied to my account by Natwest, these totalled approx £10,000. At the time, I was offered a paltry sum of about £600, when i quite rightly refused the offer, the bank came back with an even lesser amount of £540, which i was amazed by, how can a 2nd offer be lower that the first, and only a tiny percentage of what they've charged me overall.
I did take Natwest to court in 2007 (claim number= 6QZ86292), but my case was put on hold whilst the banks put a test case through the courts.* Obviously late in 2009 the banks won the test case and therefore the courts ruled that the banks didn't have to pay any more unfair bank fee's back to customers.
The banks charging up to £30/£35 a time put a massive strain on my finances and subsequently I was forced to sell my house (well below the market value for a quick sale) before it got repossessed in 2012. I even had to borrow £2500 from my parents to fully pay the mortgage off. i still owe them this money to date. I found Natwest to be rude and condescending during my time of dealing with them.
I have also logged a complaint with the financial ombudsman, but they came back to me saying i've left it too late and they can't help. Do you think a solicitor could help with this case?
Thanks in Advance
Mark
I was wondering if the forum could help me with a similar thing.
Between 2003 - 2009 I had several bank charges applied to my account by Natwest, these totalled approx £10,000. At the time, I was offered a paltry sum of about £600, when i quite rightly refused the offer, the bank came back with an even lesser amount of £540, which i was amazed by, how can a 2nd offer be lower that the first, and only a tiny percentage of what they've charged me overall.
I did take Natwest to court in 2007 (claim number= 6QZ86292), but my case was put on hold whilst the banks put a test case through the courts.* Obviously late in 2009 the banks won the test case and therefore the courts ruled that the banks didn't have to pay any more unfair bank fee's back to customers.
The banks charging up to £30/£35 a time put a massive strain on my finances and subsequently I was forced to sell my house (well below the market value for a quick sale) before it got repossessed in 2012. I even had to borrow £2500 from my parents to fully pay the mortgage off. i still owe them this money to date. I found Natwest to be rude and condescending during my time of dealing with them.
I have also logged a complaint with the financial ombudsman, but they came back to me saying i've left it too late and they can't help. Do you think a solicitor could help with this case?
Thanks in Advance
Mark