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Hello everyone I'm hoping this site will provide me with information enabling me to obtaining motor insurance related data which so far I've been unable to locate despite hours and hours going over various internet sites.
The basic issues I have are how do you find out details of previous motor vehicle owners (not the immediately previous owner) and/or which insurance company settled an accident claim and are you, as the new/current owner of a vehicle previously involved in a claim, entitled to see the insurance report?
I recently bought a vehicle which three years previously was involved in an accident and written off as a Cat D (now Cat N ) '..non-structural damage insurer declines to repair on financial grounds'. I have a request, in the post to DVLA but as the owner at the time of the accident is three back in the line of ownership I am not holding my breath as to a positive reply. I also have grounds to believe the owner in question is now living abroad so my chances of contacting him are slim and that he will have kept any documents virtually 'nil'. The reasons I have given to the DVLA for requesting the details of this previous owner are, so I can establish exactly what was damaged, specifically if any parts were replaced were they genuine manufacturer's parts (difficult to tell with body parts now all sprayed etc not to mention possible 'internal' parts), and should I at some future date wish to sell the vehicle I think I should be in a position to advise any potential buyer of exactly what has gone on in the past.
In anticipation the DVLA enquiry will come to nothing my second line of enquiry is to identify the insurance company who I have been led to believe have photographs of the damaged vehicle and, one would hope, an assessor's report together with photographs, but how do you find out which insurer it is? If I am lucky enough to identify the insurer are they legally obliged to make me aware of the information they hopefully still hold?
Any help will be gratefully received so as I can spend more time driving the vehicle in question and less scanning through the internet on my days off
Thanks in anticipation Mike B
The basic issues I have are how do you find out details of previous motor vehicle owners (not the immediately previous owner) and/or which insurance company settled an accident claim and are you, as the new/current owner of a vehicle previously involved in a claim, entitled to see the insurance report?
I recently bought a vehicle which three years previously was involved in an accident and written off as a Cat D (now Cat N ) '..non-structural damage insurer declines to repair on financial grounds'. I have a request, in the post to DVLA but as the owner at the time of the accident is three back in the line of ownership I am not holding my breath as to a positive reply. I also have grounds to believe the owner in question is now living abroad so my chances of contacting him are slim and that he will have kept any documents virtually 'nil'. The reasons I have given to the DVLA for requesting the details of this previous owner are, so I can establish exactly what was damaged, specifically if any parts were replaced were they genuine manufacturer's parts (difficult to tell with body parts now all sprayed etc not to mention possible 'internal' parts), and should I at some future date wish to sell the vehicle I think I should be in a position to advise any potential buyer of exactly what has gone on in the past.
In anticipation the DVLA enquiry will come to nothing my second line of enquiry is to identify the insurance company who I have been led to believe have photographs of the damaged vehicle and, one would hope, an assessor's report together with photographs, but how do you find out which insurer it is? If I am lucky enough to identify the insurer are they legally obliged to make me aware of the information they hopefully still hold?
Any help will be gratefully received so as I can spend more time driving the vehicle in question and less scanning through the internet on my days off
Thanks in anticipation Mike B
