New Trades Career
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Originally posted by Grice123 View PostHi, can you send me the link for discord? Again, very similar situation to everyone else in relation to NTC and have been studying/paying monthly fees since March 2019.
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Originally posted by thomas88 View Post
Yes they have, try posting something, it doesn't get updated. Im pretty sure most of them are not real reviews.
Agree, they probably get bad reviews everywhere, so trying some self promotion.
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Originally posted by EXC View PostIf anyone is considering going to the Financial Ombudsman with complaints against Carnegie Consumer Finance, they'd do well to read & learn from some previous Ombudsman decisions:
Decision Reference DRN-1926698 (financial-ombudsman.org.uk)
Decision Reference DRN0991979 (financial-ombudsman.org.uk)
Decision Reference DRN6093460 (financial-ombudsman.org.uk)
Decision Reference DRN7422514 (financial-ombudsman.org.uk)
Decision Reference DRN9768341 (financial-ombudsman.org.uk)
Decision Reference DRN5524580 (financial-ombudsman.org.uk)
Decision Reference DRN2657244 (financial-ombudsman.org.uk)
Decision Reference DRN5400336 (financial-ombudsman.org.uk)
Decision Reference DRN5383581 (financial-ombudsman.org.uk)
Decision Reference DRN9677640 (financial-ombudsman.org.uk)
Decision Reference DRN5780483 (financial-ombudsman.org.uk)
Decision Reference DRN5649465 (financial-ombudsman.org.uk)
Decision Reference DRN3036056 (financial-ombudsman.org.uk)
Decision Reference DRN7376513 (financial-ombudsman.org.uk)
Decision Reference DRN3869627 (financial-ombudsman.org.uk)
Decision Reference DRN7250733 (financial-ombudsman.org.uk)
Decision Reference DRN9954505 (financial-ombudsman.org.uk)
Decision Reference DRN6290903 (financial-ombudsman.org.uk)
Decision Reference DRN1276946 (financial-ombudsman.org.uk)
Decision Reference DRN7031080 (financial-ombudsman.org.uk)
The nature of the complaints mirror those detailed on the forum ie mis-selling, mis-representation and poor course quality.
Ombudsman decisions are the results of appeals, usually made by the complainant if the initial adjudicator rejects the complaint. Most of these decisions will necessarily go against the complainant because the initial adjudicator's decision will usually be right. But it doesn't necessarily mean that some or even most complaints aren't successful first time round.
I'll see if I can try and get the overall stats on complaints against Carnegie Consumer Finance.
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Hi all,
I am writing this to you almost a year into paying for a course I never started and would love to see if anyone else has had a similair issue.
During a particularly traumatic time in my life I foolishly signed up to a trades course with a company called "New trades career" or "NTC" as they are sometimes known. All sounded great at the time and a much needed lifeline. It didn't take long before the horrors unfolded.
They made out as if the course could be done in your own time and no costs would be incurred but that soon turned out to be a lie as they charge you to extend modules etc. What's more is there is absolutely no recourse for getting off the coursezthey sign you up for the full cost with a finance company called Caledonian consumer finance and that's your lot. Despite me mentioning that I wanted to do the first year and see how I got on the slippery sales advisor advised me "theres no point you migjt as well go for the full 3" obviously knowing full well he'd be signing me up to the exorbitant fee.
I have raised a complaints precedure with Caledonian consumer finance and the burden of proof obviously lies with me to prove it was missold. It just so happens that I have been diagnosed with Adhd with traces of a borderline personality disorder and to say the monthly burden of 180 pounds going out of my account for essentially nothing has made this problem worse. Where do I stand with using this rediagnosis to escape the payments. Does anybody know?
Also, they completely misrepresented my earnings in the initial contract claiming I was earning 900 pounds a month when in actual fact it was 400 so 180 is almost 50% of my wages. Is this a reasonable amount to expect somebody to pay?
Any help as always much appreciated and I look forward to discussing the issues further with you all and being a regular contributor, thank you
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Originally posted by Tom R View PostHi guys, any chance of that discord link. Still not received it. I've been making formal complaints and they are pushing back hard. Got some ideas but want to make sure I'm treading new ground. And a collective front is far stronger!
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