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Received a claim? Yes/No: yes
Issue Date: 08/08/2019
Have you Acknowledged the Claim?: yes
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £1000
Claimant’s Name: Prac Financial Ltd
Solicitors Firm: BW Legal
Original Creditor: instant cash loans Ltd TA Payday UK
Original Debt (eg. Credit card/Loan/Overdraft) :
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ): The Claimants claim is for the sum of £800 being monies due from the Defendant to the Claimant under a loan agreement regulated by the Consumer Credit Act 1974 between the Defendant and Instant Cash Loans Ltd t/a Payday UK under account reference 1234567 and assigned to the Claimant on 2016, notice of which has been given to the Defendant. The Defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with. The claim also includes statutory interest pursuant to section 69 of the County Court Act 1984 at a rate of 8.00% per annum (a daily rate of £0.16) from the date of the assignment of the agreement to 07/08/2019 being an amount of £200.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ): None
Any Other Information or Background Details: this looks to have been from a loan I took out in 2013. I've moved about 3 times in that time but my address is listed on all Credit Reference Agencies. Ive had no letters from the company, although telephone calls have been made to my number but I blocked them due to excessive phone calls at all times of the day and assumed it was spam, a message is left but no real information is left as to why they're calling, just to contact them, so messages ignored. The claim has been sent to a 'MR' when I'm definitely not Male. I've also received an email to tell me I'm owed compensation for loans taken out without them checking affordability. I'm not sure where I stand legally. Can you help?
Issue Date: 08/08/2019
Have you Acknowledged the Claim?: yes
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £1000
Claimant’s Name: Prac Financial Ltd
Solicitors Firm: BW Legal
Original Creditor: instant cash loans Ltd TA Payday UK
Original Debt (eg. Credit card/Loan/Overdraft) :
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ): The Claimants claim is for the sum of £800 being monies due from the Defendant to the Claimant under a loan agreement regulated by the Consumer Credit Act 1974 between the Defendant and Instant Cash Loans Ltd t/a Payday UK under account reference 1234567 and assigned to the Claimant on 2016, notice of which has been given to the Defendant. The Defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with. The claim also includes statutory interest pursuant to section 69 of the County Court Act 1984 at a rate of 8.00% per annum (a daily rate of £0.16) from the date of the assignment of the agreement to 07/08/2019 being an amount of £200.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ): None
Any Other Information or Background Details: this looks to have been from a loan I took out in 2013. I've moved about 3 times in that time but my address is listed on all Credit Reference Agencies. Ive had no letters from the company, although telephone calls have been made to my number but I blocked them due to excessive phone calls at all times of the day and assumed it was spam, a message is left but no real information is left as to why they're calling, just to contact them, so messages ignored. The claim has been sent to a 'MR' when I'm definitely not Male. I've also received an email to tell me I'm owed compensation for loans taken out without them checking affordability. I'm not sure where I stand legally. Can you help?
