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Hello all first time poster just after some legal advice
Was issued a CCJ last year by Lowell for a Provident debt (approx £1,450). It went to court last November and was adjourned as the court had made an admin error by not entering the date my defence had to be submitted on the papers. It was adjourned until Jan 2019 and on the day I was let down with childcare so was unable to attend resulting in the judgement being obtained against me.
I paid up plus fees/court costs etc total of £1,891 within the 28 days so it would not go on my record and considered the matter closed.
Since then (April 2019) I have had a claim for irresponsible lending/affordability upheld by Provident for all my previous loans (of which this was one) and have been refunded all my interest plus 8%
I have this week received this letter from the courts saying that the original judgement has been set aside as new evidence has come to light that the account was sold in error by the original creditor
Am I due a refund from Lowell as the CCJ has now been set aside? I know if it had been set aside before I paid then I would not have had to pay it
Was issued a CCJ last year by Lowell for a Provident debt (approx £1,450). It went to court last November and was adjourned as the court had made an admin error by not entering the date my defence had to be submitted on the papers. It was adjourned until Jan 2019 and on the day I was let down with childcare so was unable to attend resulting in the judgement being obtained against me.
I paid up plus fees/court costs etc total of £1,891 within the 28 days so it would not go on my record and considered the matter closed.
Since then (April 2019) I have had a claim for irresponsible lending/affordability upheld by Provident for all my previous loans (of which this was one) and have been refunded all my interest plus 8%
I have this week received this letter from the courts saying that the original judgement has been set aside as new evidence has come to light that the account was sold in error by the original creditor
Am I due a refund from Lowell as the CCJ has now been set aside? I know if it had been set aside before I paid then I would not have had to pay it
