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Hi I am seeking some much needed urgent advice please.
My daughter is claiming I have taken out a hire purchase in her name but I haven't. We had a police officer turn up on our doorstep two days ago, he is supposed to be coming back tomorrow (Thursday). He made me feel uneasy I already suffer from mental health issues and other health issues (I suffer from panic attacks, anxiety, depression along with suicidal thoughts) also at moment I am struggling with my weight but my glands are all swollen in my neck and have been like this since just before Christmas last year, doctor took bloods etc just said I am fighting an infection. But all this stress is not helping. Sadly my doctor isn't in this week so I couldn't get to speak to her.
The issue is my brother and I lost our dad almost 11/12 years ago to cancer and the deeds of the house at the time were handed to my daughter for safe keeping on my brothers behalf (I was adopted at the age of 8).When she purchased the home where we are currently at for us from the sale of our previous home we was told it was a temporary thing and we could move to where we wanted to be, 5 years on we are still here, she wont sell or allow us to sell although we cant as she has the deeds anyway until we go into rented so she have the money to put down for a mortgage. The place was in a horrid state when we moved in not hot water, no heating, rubbish in rooms and outside, my daughter didn't view prior to purchase as she claimed estate agent she said declined. We soon found out we needed a new boiler. A survey was not done either as I think if it had been half the issues we have had to pay for would of shown up and she probably knew that. Because my brother and I were not working we found it difficult to get credit for a new boiler but we found a company. We spoke on the phone explained what we needed discussed costs also the question came up did I own the house I explained no my daughter always said this was a family home and she currently had the deeds for now I explained why also explained that my daughter and my brother and I aren't not currently speaking to due to family issues. He said it would not be an issue as we was paying. Contract was drawn etc, I signed as ME but the contract was in my daughters name as she was seen as the home owner as her name is on the deeds. I did request this to be changed but explained my daughter was seen as the home owner so they refused. But my brother and I was the ones paying and still are BUT NOT ONCE did I ever say I was her, always used my own emails when contacting them, used my name Mel Taylor although that was evident on the emails anyway, they even addressed me as "Hi Mel" in a reply email so they knew it was not my daughter.
Could someone please give me some advice on where I stand with this? I am really sorry this is so long winded
My daughter is claiming I have taken out a hire purchase in her name but I haven't. We had a police officer turn up on our doorstep two days ago, he is supposed to be coming back tomorrow (Thursday). He made me feel uneasy I already suffer from mental health issues and other health issues (I suffer from panic attacks, anxiety, depression along with suicidal thoughts) also at moment I am struggling with my weight but my glands are all swollen in my neck and have been like this since just before Christmas last year, doctor took bloods etc just said I am fighting an infection. But all this stress is not helping. Sadly my doctor isn't in this week so I couldn't get to speak to her.
The issue is my brother and I lost our dad almost 11/12 years ago to cancer and the deeds of the house at the time were handed to my daughter for safe keeping on my brothers behalf (I was adopted at the age of 8).When she purchased the home where we are currently at for us from the sale of our previous home we was told it was a temporary thing and we could move to where we wanted to be, 5 years on we are still here, she wont sell or allow us to sell although we cant as she has the deeds anyway until we go into rented so she have the money to put down for a mortgage. The place was in a horrid state when we moved in not hot water, no heating, rubbish in rooms and outside, my daughter didn't view prior to purchase as she claimed estate agent she said declined. We soon found out we needed a new boiler. A survey was not done either as I think if it had been half the issues we have had to pay for would of shown up and she probably knew that. Because my brother and I were not working we found it difficult to get credit for a new boiler but we found a company. We spoke on the phone explained what we needed discussed costs also the question came up did I own the house I explained no my daughter always said this was a family home and she currently had the deeds for now I explained why also explained that my daughter and my brother and I aren't not currently speaking to due to family issues. He said it would not be an issue as we was paying. Contract was drawn etc, I signed as ME but the contract was in my daughters name as she was seen as the home owner as her name is on the deeds. I did request this to be changed but explained my daughter was seen as the home owner so they refused. But my brother and I was the ones paying and still are BUT NOT ONCE did I ever say I was her, always used my own emails when contacting them, used my name Mel Taylor although that was evident on the emails anyway, they even addressed me as "Hi Mel" in a reply email so they knew it was not my daughter.
Could someone please give me some advice on where I stand with this? I am really sorry this is so long winded
