My husband and I purchased our flat in September 2018, it was a new build property (completed in 2014) & had one previous owner. Since living here the housing trust responsible for the development have informed residents that there are major fire safety issues (internal fire stopping in the construction/ deficiencies with the cladding); as such my young family and I are now essentially trapped in an unsafe home unable to sell until the issues are corrected (pending response from BSF, works expected to take circa 75 weeks).
We are now questioning why these queries were not raised (surveyor, mortgage lender, solicitor etc) at the time of our purchase (given the Grenfell tragedy had highlighted a number of concerns). I have recently discovered (via the Residents Association) that months prior to our purchase the housing trust advised residents that a particular broadband installation was not allowed due to ‘fire safety’ concerns, and other residents complained they were having difficulties selling/staircasing as certain lenders were refusing to take the trusts ‘word’ that the building was fire safe & wanted to see a report.
Essentially my question is were we misled by the previous owner/ housing trust? Did the surveyor / lender / solicitor fail us in terms of due diligence? And if so, can I do anything about it?
Many thanks in advance
We are now questioning why these queries were not raised (surveyor, mortgage lender, solicitor etc) at the time of our purchase (given the Grenfell tragedy had highlighted a number of concerns). I have recently discovered (via the Residents Association) that months prior to our purchase the housing trust advised residents that a particular broadband installation was not allowed due to ‘fire safety’ concerns, and other residents complained they were having difficulties selling/staircasing as certain lenders were refusing to take the trusts ‘word’ that the building was fire safe & wanted to see a report.
Essentially my question is were we misled by the previous owner/ housing trust? Did the surveyor / lender / solicitor fail us in terms of due diligence? And if so, can I do anything about it?
Many thanks in advance