Cannot get a Personal Loan

Lucky4Seven

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Joined: Oct 2018

Posts: 200
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Cannot get a Personal Loan

23rd November 2023, 12:01:PM

Just asking for some advice.

I'm struggling to get personal loans from my bank.

I have a default that was registered June 2018.

This default should be classed as historic, and has only 7 months left on my credit file before it drops off.

Can someone please help.

I am unable to get loans due to this 1 default.

There is only 1 hard search on my credit file which is a year old.

I am in good payment history as I have 4 credit cards, which is why I want a loan so I can pay the cards off.

Any suggestions please on what to do?

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Cannot get a Personal Loan

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