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**CASE CLOSED** Court Claim - Lowell/Vanquis - 15-1-2015

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  • #106
    Re: Court Claim - Lowell / Vanquis - 15-1-2015

    Sent defence Friday 13th Feb, what happens now as see nothing on mcol, only my defence has been received. thanks.

    Comment

    • #107
      Re: Court Claim - Lowell / Vanquis - 15-1-2015

      Update:
      Received a letter today (18th Feb) dated 13th Feb (the day I entered my defence).
      Court has acknowledge defence. A copy is being served on claimant etc.. The claimant may contact you directly to resolve any dispute....If dispute cannot be resolved informally, then claimant will inform the court they wish to proceed.

      Where he wishes to proceed the claimant must contact the court within 28 days after receiving a copy of defence. After that period has elapsed, the claim will be stayed. The only action the claimant can then take will be to apply to a judge for an order lifting the stay...

      from HM Courts & Tribunal Service.

      Guess I now wait until they have seen my defence..Oh goody!

      Comment

      • #108
        Re: Court Claim - Lowell / Vanquis - 15-1-2015

        UPDATE..GOOD NEWS!:clap2:

        18th March, from BWL "Further to previous correspondence regarding the above matter we enclose herewith by way of service upon you a Notice of Discontinuance and confirm the original has been filed with the Court...

        Thats it then. all over?
        • 1 thank

        Comment

        • #109
          Re: Court Claim - Lowell / Vanquis - 15-1-2015

          nice one

          Comment

          • #110
            Re: Court Claim - Lowell / Vanquis - 15-1-2015

            Letter only arrived this morning BTW..(21st)

            I presume this means they cant come after me again so I can avoid the hassles?

            Comment

            • #111
              Re: Court Claim - Lowell / Vanquis - 15-1-2015

              Gone, not likely to return unless Lowell try to sell the debt on, but you have a good answer now if that happens,

              nem
              • 1 thank

              Comment

              • #112
                Re: Court Claim - Lowell / Vanquis - 15-1-2015

                Hi Nem, thanks, what answer would that be? my defence?

                Comment

                • #113
                  Re: Court Claim - Lowell / Vanquis - 15-1-2015

                  That the matter had been the subject of a CC claim that had been discontinued.
                  The very worst scenario is begging letters from Lowell quoting your " moral obligation to pay them".
                  Ignore such approaches if it happens.

                  nem

                  Comment

                  • #114
                    Re: Court Claim - Lowell / Vanquis - 15-1-2015

                    Just checked MCOL and notice of discontinuance has appeared now, dated 24th March 2015.

                    A massive THANK YOU to amethyst and Nemesis et al for their help.

                    I can now concentrate on uni assignemnts!

                    My "job" as a stay at home is soon at an end as my lad starts nursery after easter...still, have a motorbike that needs thrashing!
                    Last edited by beaconsman; 27th March 2015, 11:09:AM.
                    • 1 thank

                    Comment

                    • #115
                      Re: Court Claim - Lowell / Vanquis - 15-1-2015

                      Morning all, Well, I'm back again. Yup, lowlifes have been in contact via mail. This time it seems they have done their research properly and got the account number correct. As it is a different account number, I cant really say it has already been the subject of a CCJ claim. I therefore will have to offer something, I dont work, am a stay at home dad as my wife is covering all bills (just) with her wage. Just wonder what my first initial step should be. I have recently lost a relative so wont be dealign with this immediately. Have to travel to Wales on Wednesday for funeral so this isn't a priority for me. Thanks again. (Uni has finished for the summer so can deal with this without worrying about deadlines).
                      • 1 thank

                      Comment

                      • #116
                        Re: Court Claim - Lowell / Vanquis - 15-1-2015

                        [MENTION=55034]nemesis45[/MENTION] ??
                        Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                        It doesn't matter where your journey begins, so long as you begin it...

                        recte agens confido

                        ~~~~~

                        Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                        I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                        But please include a link to your thread so I know who you are.

                        Specialist advice can be sought via our sister site JustBeagle

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                        • #117
                          Re: Court Claim - Lowell / Vanquis - 15-1-2015

                          Originally posted by Kati View Post
                          @nemesis45 ??
                          Got it Katie!! xx
                          • 1 thank

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                          • #118
                            Re: Court Claim - Lowell / Vanquis - 15-1-2015

                            Originally posted by beaconsman View Post
                            Morning all, Well, I'm back again. Yup, lowlifes have been in contact via mail. This time it seems they have done their research properly and got the account number correct. As it is a different account number, I cant really say it has already been the subject of a CCJ claim. I therefore will have to offer something, I dont work, am a stay at home dad as my wife is covering all bills (just) with her wage. Just wonder what my first initial step should be. I have recently lost a relative so wont be dealign with this immediately. Have to travel to Wales on Wednesday for funeral so this isn't a priority for me. Thanks again. (Uni has finished for the summer so can deal with this without worrying about deadlines).
                            If you don't recognise the account No. and can't find any judgement recorded then Lowell must be put to strict proof of their claims.

                            I can put a draft letter together if you wish.

                            nem
                            • 2 likes

                            Comment

                            • #119
                              Re: Court Claim - Lowell / Vanquis - 15-1-2015

                              HI, the account number is now correct, I think they realised their mistake finally. Just wonder what my options are now. its a couple of hundred pounds, not a vast amount but money I dont have as I am a stay at home dad (more so now after wifes shock yesterday!) no 4 on way!

                              Comment

                              • #120
                                Re: Court Claim - Lowell / Vanquis - 15-1-2015

                                Originally posted by beaconsman View Post
                                I am a stay at home dad (more so now after wifes shock yesterday!) no 4 on way!
                                Congratulations xx
                                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                                It doesn't matter where your journey begins, so long as you begin it...

                                recte agens confido

                                ~~~~~

                                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                                I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                                But please include a link to your thread so I know who you are.

                                Specialist advice can be sought via our sister site JustBeagle

                                Comment

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