** WON ** Court Claim - lowell / Lloyds - 5-9-2014 - DISCONTINUED

[angel198081]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Can I please be advised on next steps?
Amethyst I have pmd you
Tia

[angel198081]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Can anyone help me with next steps please?

[Kati]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Can anyone help me with next steps please?

I'm sure someone will be along soon angel :tinysmile_grin_t: - try not to worry too much while you're waiting xx

[angel198081]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Is there a link on how to do a cpr request please?

[Kati]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Is there a link on how to do a cpr request please?

CCA REQUEST: http://www.legalbeagles.info/forums/...y-of-Agreement

CPR REQUEST: http://www.legalbeagles.info/forums/...ic-information

Kx

[Kafka]

Re: Court Claim - lowell / Lloyds - 5-9-2014

If this is for an overdraft on a current account then the CCA is not relevant.

[angel198081]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Yes Kati it's a former overdraft
Many thanks

[angel198081]

Re: Court Claim - lowell / Lloyds - 5-9-2014

So copy paste fill in post recorded delivery to lowell or bW legal?

[Amethyst]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Do you have very much in the way of old statements on the account to show where and how it went a bit crazy to end up at £8k?

You mentioned a letter from January 2008 - any chance you could upload that?

Also what happened with the cheques that went out / bounced in Feb/March 08 ?

Had you made any complaints to Lloyds since the charges started accruing on the account ? was there a dispute at the time you stopped using the account ?

[angel198081]

Re: Court Claim - lowell / Lloyds - 5-9-2014

I have some old statements from the account. Think the last cheques bounced. I'll go through the filing cabinet tomorrow and see exactly what I have left.
I think it went up from 2-400 each month in charges.

[angel198081]

Re: Court Claim - lowell / Lloyds - 5-9-2014

To enable me to file my defence and/or counterclaim, I require inspection of documents you mention in your statement of case ahead of filing my defence on XX XXXX 201X.

What date do i use here please?

[angel198081]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Creditor Letters emailed to admin email address.
Thanks in advance

[Amethyst]

Re: Court Claim - lowell / Lloyds - 5-9-2014

To enable me to file my defence and/or counterclaim, I require inspection of documents you mention in your statement of case ahead of filing my defence on XX XXXX 201X.

What date do i use here please?

the date your defence would be due ( ie 28 days from service or 33 days from the date of issue printed on the form)

[Amethyst]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Creditor Letters emailed to admin email address.
Thanks in advance

Thank you will pick them up xx

[Amethyst]

Re: Court Claim - lowell / Lloyds - 5-9-2014

Some lovely Lloyds pretending to be solicitors letters there.

So we need to work out how the amount rose from £3200 in January 2008
£3470 in February and March 2008
when in January 2008, when the balance was £3200 you had a letter from Lloyds telling you the facilities had been blocked to ''prevent your balance from increasing''.

TO the current claim of £8k.

You need to send a subject access request under the data protection act to Lloyds to find that out, this should give you the transaction lists on the account - you need them since at least Jan 2008 - hopefully further back to see how the £3200 occurred in the first place, how much was charges.

The bounced cheques in Feb/March 08 need looking into so if you have records of those that would be useful to dig out.


nb for me.

Balance £3200 - Overdraft formal demand sent Dec07/Jan 08
No payments into the account since sept 07
Last cheque cashed/returned Feb 08
Balance £3400 No activity other than charges since March 08