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Recieved Claim Form for CCBC from Cabot Financial

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  • Recieved Claim Form for CCBC from Cabot Financial

    Hi

    I need some help and advice please

    Ive received a Claim Form for CCBC from Cabot Financial on Friday for a debt for a old Fluid Card i had

    Im unsure if the amount is correct to be honest

    Any help with what to do and how to proceed would be great

    Thanks
    Tags: None

  • #2
    Anyone please

    Im willing to accept i owe something but i dont accept the amount there asking for any help would be greatly appreciated as i dont know how to proceed

    Thanks

    Comment


    • #3
      Fill in the following, copy and paste without personal details back onto this thread:

      Received a claim? Yes/No:
      Issue Date:
      Have you Acknowledged the Claim?:
      Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000)
      Claimant’s Name:
      Solicitors Firm:
      Original Creditor:
      Original Debt (eg. Credit card/Loan/Overdraft) :
      Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
      Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
      List any letters you have sent (eg: CCA/ CPR ):
      Any Other Information or Background Details:

      You need to Acknowledge Service within the first 14 days, that can be done online, that gives you 14 + 14 days, so that 28 days plus 5 for postage.

      https://legalbeagles.info/library/gu...ledge-a-claim/


      a) Send a CCA to their solicitors, they have 12 days to respond (keep an eye on that). Make sure you get Proof of Postage

      https://legalbeagles.info/library/gu...etter-example/

      b) Send a 31.14 request, to their solicitors, they have 7 days to respond after receipt of letter (keep an eye on that). Make sure you get Proof of Postage.

      https://legalbeagles.info/library/gu...-of-documents/

      c) You could also send a SAR to the original creditor, they have 30 days to provide all the data on the account, make sure you get Proof of Postage.

      https://legalbeagles.info/library/gu...ccess-request/

      Work out the date your defence has to be lodged with the Court and the creditors solicitor, note it in the diary, do not forget.

      Comment


      • #4

        Received a claim? Yes:
        Issue Date:28 July 2022
        Have you Acknowledged the Claim?:No
        Total Amount Claimed : £800
        Claimant’s Name:CABOT FINANCIAL
        Solicitors Firm:MORTIMER CLARKE
        Original Creditor:FLUID
        Original Debt Credit Card
        Particulars of Claim:By an agreement between New Day RE Fluid & the Defendant on or around 22/08/2019 ( the Agreement) New Day RE Fluid agreed to issue the Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The agreement was assigned to the claimant The Claimant therefore claims 1 618.51 2 Costs
        Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
        List any letters you have sent Not sent any as yet
        Any Other Information or Background Details: I know i owe them but im unsure on the amount and im willing to pay them but only for the amount i owe and over a period of time as im struggling with everyday bills etc

        Thanks

        Comment


        • #5
          Follow the instructions in post 3, First step Acknowledge of Service. That gives you more time.

          Comment


          • #6
            If things couldnt get worse i cant login and when i reset the password theres no option to reset it so im going round in circles anyone know how i can get logged in

            Comment


            • #7
              Originally posted by junkmanukuk View Post
              If things couldnt get worse i cant login and when i reset the password theres no option to reset it so im going round in circles anyone know how i can get logged in
              Delete cookies or you could try a different browser. I've made Admin aware of your problem.

              Comment


              • #8
                Originally posted by echat11 View Post

                Delete cookies or you could try a different browser. I've made Admin aware of your problem.
                Ive tried that now im getting this You cannot recover your Government Gateway user ID online

                This is because there is more than one Government Gateway user ID associated with the email address


                Whats the best way to proceed

                Thanks

                Comment


                • #9
                  Can you confirm what website you are having issues logging into?
                  If you would like a one-to-one expert consultation with me on your employment issue than I can be contacted by emailing admin@legalbeaglesgroup.com

                  I do not provide advice by PM although I may on occasion ask you to send me documents this way but any related advice will be provided back on your thread.

                  I do my best to provide good practical advice, however I do so without liability.
                  If you have any doubts then do please seek professional legal advice.


                  You can’t always stop the waves but you can learn to surf.

                  You are braver than you believe, smarter than you think and stronger than you seem.



                  If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

                  Comment


                  • #10
                    Hi

                    Its https://www.access.service.gov.uk/login/signin/creds

                    Im getting
                    Enter a valid user ID and password. You will be locked out for 2 hours if you enter the wrong details 5 times

                    Shall i Contact MOJ by phone to try and sort my login out?
                    Last edited by junkmanukuk; 8th August 2022, 18:51:PM.

                    Comment


                    • #11
                      I presume this is for Money Claim Online. If so I have found this page for help in the User Guide

                      Money Claim Online (MCOL) user guide - GOV.UK (www.gov.uk)

                      They also have a help desk which may be busy 0300 123 1057 but worth a try to see if they can help you out or you can email your query to ccbc@justice.gov.uk
                      If you would like a one-to-one expert consultation with me on your employment issue than I can be contacted by emailing admin@legalbeaglesgroup.com

                      I do not provide advice by PM although I may on occasion ask you to send me documents this way but any related advice will be provided back on your thread.

                      I do my best to provide good practical advice, however I do so without liability.
                      If you have any doubts then do please seek professional legal advice.


                      You can’t always stop the waves but you can learn to surf.

                      You are braver than you believe, smarter than you think and stronger than you seem.



                      If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

                      Comment


                      • #12
                        Originally posted by ULA View Post
                        I presume this is for Money Claim Online. If so I have found this page for help in the User Guide

                        Money Claim Online (MCOL) user guide - GOV.UK (www.gov.uk)

                        They also have a help desk which may be busy 0300 123 1057 but worth a try to see if they can help you out or you can email your query to ccbc@justice.gov.uk
                        Thanks i will try

                        Comment


                        • #13
                          Is there anyway i can get this extended as im running out of time

                          ive received this back

                          We aim to respond to your emails within 10 working days, but ask that you do not resend any requests or chase for a response before 20 working days have passed. Any duplicate emails will be deleted without response.


                          Comment


                          • #14
                            Originally posted by junkmanukuk View Post
                            Is there anyway i can get this extended as im running out of time

                            ive received this back

                            We aim to respond to your emails within 10 working days, but ask that you do not resend any requests or chase for a response before 20 working days have passed. Any duplicate emails will be deleted without response.

                            Fill in the Acknowledge of Service form manually, then post it 'Next day delivery'.

                            Comment


                            • #15
                              I Will Do thanm you

                              Comment

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                              SHORTCUTS


                              First Steps
                              Check dates
                              Income/Expenditure
                              Acknowledge Claim
                              CCA Request
                              CPR 31.14 Request
                              Subject Access Request Letter
                              Example Defence
                              Set Aside Application
                              Directions Questionnaire



                              If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





                              NOTE: If you receive a court claim note these dates in your calendar ...
                              Acknowledge Claim - within 14 days from Service

                              Defend Claim - within 28 days from Service (IF you acknowledged in time)

                              If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




                              We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
                              If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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