Tweet
Hi first post here. Like the forum.
I've been on a DMP managed by Stepchange for 10 ish years. Started with 60k debt down to 26K.
Only just asked for CCAs this year and have had a letter back from CABOT, who are managing an old EGG Loan with 5000 left on it.
They say that they cannot provide the information and the debt is unenforceable. The loan defaulted 9 years ago and is off my credit file now as are all the defaults that I got when I ran into problems. Ironically I have a very good credit rating now.
My query was should I just stop paying Cabot and if so do I need to put anything in writing to them or can I just zero the balance in my StepChange online account.
Many thanks,
Jonathan
I've been on a DMP managed by Stepchange for 10 ish years. Started with 60k debt down to 26K.
Only just asked for CCAs this year and have had a letter back from CABOT, who are managing an old EGG Loan with 5000 left on it.
They say that they cannot provide the information and the debt is unenforceable. The loan defaulted 9 years ago and is off my credit file now as are all the defaults that I got when I ran into problems. Ironically I have a very good credit rating now.
My query was should I just stop paying Cabot and if so do I need to put anything in writing to them or can I just zero the balance in my StepChange online account.
Many thanks,
Jonathan
