Court claim received

[carts69]

Re: Court claim received

Nem, thanks for that! Now.. This current debt, any ideas what course of action I should take at this stage, simply sit & wait or something else?

[nemesis45]

Re: Court claim received

Nem...not connected to this account I know but... out of interest why is the BC debt not showing on my credit file, thought that would have been in there?

Hello Carts, possibilities: Account sold to debt purchase which has not yet up dated the files.
or more than 6 years has elapsed since the default date.
It was not reported to Call Credit/ Noddle by the original creditor.

nem

[carts69]

Re: Court claim received

nem, couple of answers please when you have a mo! Thanks

[carts69]

Re: Court claim received

Nem...not connected to this account I know but... out of interest why is the BC debt not showing on my credit file, thought that would have been in there?

[carts69]

Re: Court claim received

For the lender its stating arrow global, I am looking on noddle

[nemesis45]

Re: Court claim received

Nem, I'm not sure who the original lender was, what happens now?

Ok, Have you checked credit file for the account? Noddle is free online, it would be worth checking!

nem

[carts69]

Re: Court claim received

Nem, I'm not sure who the original lender was, what happens now?

[nemesis45]

Re: Court claim received

Unsecured loan! Imputed by arrow not moorcroft who have it now!

OK, No claim so far 6 months and a few days possibly to being statute barred if no payments or acknowledgments
after the default.

Choices.

1. CCA request to AG. risky.

2. SAR to the original lender to see if there's documents that AG can request ( my favourite in your situation) the credit has to hold data
for 6 years after an account is closed.

nem

[carts69]

Re: Court claim received

Unsecured loan! Imputed by arrow not moorcroft who have it now!

[carts69]

Re: Court claim received

Nem, yes it's showing default 1-7-2010

[nemesis45]

Re: Court claim received

Happy new year to you nem, OK.. I have very little history on this one also, this is similar to the last, can't even remember what the debt is for, I think it was a bank loan, but not 100% sure?
again..I'm not sure what they have on me at this stage?

Anything on Credit Reference files Carts?

nem

[carts69]

Re: Court claim received

Happy new year to you nem, OK.. I have very little history on this one also, this is similar to the last, can't even remember what the debt is for, I think it was a bank loan, but not 100% sure?
again..I'm not sure what they have on me at this stage?

[nemesis45]

Re: Court claim received

Update, I have received a reply from BC excepting the Tomlin order offer of £10 - month, so one final debt to deal with, I have received a letter from moorcroft who have purchased the debt from Arrow Global, they wish to discuss a payment plan re my 2500 debt with them, so how do I approach this one, prove it letter or something else?

Hello Carts, happy new year.
I'm pleased that sorted out for you!!

Please put all the history of the £2..5K debt up here so we can tackle it in detail.

nem

[carts69]

Re: Court claim received

Update, I have received a reply from BC excepting the Tomlin order offer of £10 - month, so one final debt to deal with, I have received a letter from moorcroft who have purchased the debt from Arrow Global, they wish to discuss a payment plan re my 2500 debt with them, so how do I approach this one, prove it letter or something else?

[nemesis45]

Re: Court claim received

Nem, thank you so much, this is exactly what I was looking for, very much appreciated.

Happy to help Carts!!!

nem