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Hi again.
Amethyst, I am in the process of producing the CCA and CPR31.14 as suggested, which will be sent today along with acknowledgement to the Court.
I did in fact contact the solc. to discuss the matter to establish whether they would withdraw the application if a solution could made based on advice I had had from a Debt advice charity, which was basically £1/month due to my current financial situation. Or then whether I could agree a settlement amount if I could raise funds through family to get the debt off my back, however this would only amount to around 10% of the debt, debt being around 7k. At this level there would be probably no interest from them.
I requested proof of transfer of the debt/ the agreement to justify they actually own the debt, as in the past I had been contacted by various creditors chasing the same debt, even when payment plans had been put in place, plus I had also tried to agree settlement of 10% of the debt as that is all I could raise, with no response by the creditor at that time.
Initially the Solc. representative said no problem this could be supplied, however they contacted me a short time after to say that they could not produce any documents until the papers sent/being processed with the Court.
Any advice/comments would be appreciated.
Regards
Dilema
Amethyst, I am in the process of producing the CCA and CPR31.14 as suggested, which will be sent today along with acknowledgement to the Court.
I did in fact contact the solc. to discuss the matter to establish whether they would withdraw the application if a solution could made based on advice I had had from a Debt advice charity, which was basically £1/month due to my current financial situation. Or then whether I could agree a settlement amount if I could raise funds through family to get the debt off my back, however this would only amount to around 10% of the debt, debt being around 7k. At this level there would be probably no interest from them.
I requested proof of transfer of the debt/ the agreement to justify they actually own the debt, as in the past I had been contacted by various creditors chasing the same debt, even when payment plans had been put in place, plus I had also tried to agree settlement of 10% of the debt as that is all I could raise, with no response by the creditor at that time.
Initially the Solc. representative said no problem this could be supplied, however they contacted me a short time after to say that they could not produce any documents until the papers sent/being processed with the Court.
Any advice/comments would be appreciated.
Regards
Dilema
