Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

[Kati]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

:bump: for [MENTION=55034]nemesis45[/MENTION] xx

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

:bump: for @nemesis45 xx

Back had to shoot off for a while [MENTION=49370]Kati[/MENTION]

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi guys any light on this would be great.Thank you:tinysmile_twink_t2:

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Like on this document

Hello again,
Does that statement resemble the normal statements used for this account?
The £1 payments was that actual paid by Direct Debt??

nem

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi,

Thanks for getting back the statement don't look alike at all very different, Yes the £1 payment was made by DD.

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi I think the statement has as you say been invented so it's accuracy can't be verified.
Does it have your name/address on it and/ or the account No.

ben

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi,

It has no name no address or nor account number on it.:tinysmile_cry_t:

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi,

It has no name no address or nor account number on it.:tinysmile_cry_t:

Then it could refer to anybody and someone else's account if the claimant
trys to rely on that in court it'll get thrown out!!

nem

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi ,
This how it looks like what Carter have sent to court, but there is no bank account number on it.

- - - Updated - - -

I hope it gets thrown out in Court they have given me so much streeessss:tung:.

[Amethyst]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

What witness statement have you sent ?

The CCA - you have received this, it has the address on from when you opened the card account and all the relevant terms attached ( 9 pages)

The Statements - transaction list print outs - you have been paying £1 a month by Direct Debit


As you see it now, what is your defence to the claim ?

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

tortghostThank you Any advice where Carter is taking this..

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi ,
This how it looks like what Carter have sent to court, but there is no bank account number on it.

- - - Updated - - -

I hope it gets thrown out in Court they have given me so much streeessss:tung:.

The payments Lowell state have been made since they acquired the account did you
make them?

Please answer the questions asked by [MENTION=6]Amethyst[/MENTION].
Nem

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Yes Nem I did make the payments then stopped due to low income.

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Previous question from Amethyst my defense is that there was no documents and no CAA.

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Yes Nem I did make the payments then stopped due to low income.

Please answer [MENTION=6]Amethyst[/MENTION] s questions in post 100. At present I'm struggling to see a defence with any reasonable
chance of success.

nem