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'HELP NEEDED' Claim from Bryan Carter - what should I do next?

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  • 'HELP NEEDED' Claim from Bryan Carter - what should I do next?

    Hello,

    I'm new to posting here and need advice on what to do next please.

    I received a claim form from Northampton County Court dated 22nd January 2015. I acknowledged service and ticked that I intend to defend in full on Monday 26th January.

    Bryan Carter issued the proceedings. The claimant is Lowell Portfolio and states it is for an agreement between the original creditor and the defendant to provide finance and / or services and / or goods . The debt was assigned to / purchased by Lowell Portfolio Limited on 19/4/11 and notice served. Usual interest added at the bottom at 8%.

    I posted a CCA request to Lowell Special Delivery on Tuesday 26th January. Same day by email and special delivery I sent a CPR31 request to Bryan Carter requesting the agreement and assignment notice (as this is all that is listed in the particulars of claim). Usual response from Bryan Carter rejecting the CPR request as it will be allocated to small claims. Further letter sent to Bryan Carter 29th January stating that I disagree and that he should comply with the CPR request.

    Received a further letter for Bryan Carter today asking me to refer to their letter of 27th January and basically repeating that this matter will most properly be allocated to the small claims track as this is a simple contractual matter therefore CP31 does not apply.

    What should I do now? Do I sent a third letter requesting that they respond to the CP31 or I will be forced to enter an embarrassed defence? Do I give them a further 7 days to respond?

    What happens if Lowell Produce some sort of agreement? Can I still defend on the basis that Bryan Carter have refused to send me the documents?

    Any advice would be greatly appreciated
    Tags: None

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SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




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If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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