• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Lowel threats, counterclaim as nil balance

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Lowel threats, counterclaim as nil balance

    Hi i found your site when clicking on the close connection between these 'specialist debt purchasers' regarding a debt from 2011 which has a nil balance and have in writing from Orange as agreed with them, dated 2013, yet 6 months later some jobsworth from orange decided to re-instate the debt and sell to lowell..aka all the other threatening and nasty letters from them, re; court, bad credit scoring and the likes...i was in dire unforeseen personal circumstances etc and was bombarded with these letters...when i phoned Lowel to provide me their demand they could only send the newly adjusted balance which was a few hundred short of the now county court demand yet said i still owe the whole lot anyway...ive spend way to much time on this for 10 months including my 38 year old Niece dying of breast cancer ...the judge has given me time to file a defence and seek CAB advice which i did yesterday taking 4 hours with travel....what im asking is that with this awful stress and threats including the time im going to have to spend getting their credit scoring removed, and time spent in general should i write something in my defence that i want some compensation for their wrong doing?...i even sent them a copy of my passport(Loweell) and the nil balance copy recorded delivery to prove my person now im worried that such a shady firm has my details and mug shot.

    I imagine that this bad credit also attributed to my daughter being unable to obtain a student overdraft from HSBC for her Masters because of this address and obviously funding her extra at my cost. Its a nightmare and i have to have my defence in by tomorrow....i dont really understand counter claim but wondered if such is appropriate or at least asking for compensation....cheers
    Tags: None

View our Terms and Conditions

LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

Announcement

Collapse
1 of 2 < >

SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
2 of 2 < >

Support LegalBeagles


Donate with PayPal button

LegalBeagles is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

See more
See less

Court Claim ?

Guides and Letters
Loading...



Search and Compare fixed fee legal services and find a solicitor near you.

Find a Law Firm


Working...
X