- Hi could anyone please offer some advice? I have received a claim through the post and have completed the AOS online. I have no idea what this debt is at is dated 2012 but the original creditor isn’t named.
Any advice on next steps greatly appreciated as I have entered panic mode!!
Thank you
Received a claim? Yes
Issue Date: 26/6/24
Have you Acknowledged the Claim?: Yes (online)
Total Amount Claimed : £6,000
Claimant’s Name: LC ASSET 2 S.A R.L.
Solicitors Firm: Kearns Solicitors
Original Creditor: ???
Original Debt: Reference number provided but no idea!!!
Particulars of Claim: The following is written:
The Claimant ('C' claims the whole of the outstanding balance due and payable under an agreement referenced
(REFERENCE NUMBER PROVIDED ON THE LETTER) opened on or around the17/05/2012. The agreement is regulated by the Consumer Credit Act 1974 (CCA"), was signed by the Defendant ('D') and from which credit was extended to D. D failed to comply with a Default Notice served pursuant to s87
(1) CCA and by 31/07/2014 a default was recorded. The benefit of the debt was originally assigned to Intrum UK Finance Limited then legally assigned to C effective 05/01/2023 and made regular upon C serving a Notice of Assignment upon D shortly thereafter. And C claims- 1. 5,137.24 2.
Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from 05/01/2023 to 27/06/2024 of 557.63 and thereafter at a daily rate of 1.09 to date of judgment or sooner payment. Date
27/06/2024
Any Other Information or Background Details:
Other than the information provided to me in the letter, I have no further details. I have no recollection of this debt and the original 2012 creditor isn’t named. - It states it is from the “CIVIL NATIONAL BUSINESS CENTRE” if that makes any difference:-/
Court claim form
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Court claim form
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