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Help and advice please

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  • Help and advice please

    I have received a claim form N1SDT this morning from cc business center in Nottingham. With regards to a bank overdraft that I have no memory of for the amount of 4,481.13 apparently this has been sold on to pra group Ltd apparently it was taken out in 2010.i have not received any letters or info of this untill today. I don't know how to answer this as I genuinely have no memory of it. I am on benifits and it's totally scaring me as I don't know what to do next can any one advise please.
    Tags: None

  • #2
    Hi ANYHELP

    Fill in and post the following:

    Received a claim? Yes/No:
    Issue Date:
    Have you Acknowledged the Claim?:
    Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000)
    Claimant’s Name:
    Solicitors Firm:
    Original Creditor:
    Original Debt (eg. Credit card/Loan/Overdraft) :
    Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
    List any letters you have sent (eg: CCA/ CPR ):
    Any Other Information or Background Details:


    Follow the steps carefully, click on each of 'The First Steps to take are' -
    1. Acknowledge the Claim
    2. Write to Claimant to obtain a copy of the Credit Agreement
    3. Write to Claimant’s Solicitors to obtain more information about the claim



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    SHORTCUTS


    First Steps
    Check dates
    Income/Expenditure
    Acknowledge Claim
    CCA Request
    CPR 31.14 Request
    Subject Access Request Letter
    Example Defence
    Set Aside Application
    Directions Questionnaire



    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

    Defend Claim - within 28 days from Service (IF you acknowledged in time)

    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




    We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
    If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
    2 of 2 < >

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